Encore Capital Group, Inc. Watch

from 10-Q 8 pages Amendment No. 4 Dated as of September 15, 2023 to Fourth Amended and Restated Senior Secured Note Purchase Agreement Dated as of September 1, 2020

from 8-K 8 pages Amendment Letter

from 8-K 32 pages The Purpose of This Letter Agreement (This “Confirmation”) Is to Confirm the Terms and Conditions of the Call Option Transaction Entered Into Between [Dealer] (“Dealer”) and Encore Capital Group, Inc. (“Counterparty”) as of the Trade Date Specified Below (The “Transaction”). This Letter Agreement Constitutes a “Confirmation” as Referred to in the Isda Master Agreement Specified Below. Each Party Further Agrees That This Confirmation Together With the Agreement Evidence a Complete Binding Agreement Between Counterparty and Dealer as to the Subject Matter and Terms of the Transaction to Which This Confirmation Relates, and Shall Supersede All Prior or Contemporaneous Written or Oral Communications With Respect Thereto

from 10-K 5 pages Amendment Letter

from 10-Q 3 pages November 1, 2022 Craig Buick #### # ## ########## ####### London Nw3 5te Uk Dear Craig Re: Executive Separation Benefits

from 10-Q 10 pages Encore Capital Group, Inc. Non-Employee Director Compensation Program Guidelines

from 8-K 9 pages Amendment No. 2 Dated as of March 30, 2022 to Fourth Amended and Restated Senior Secured Note Purchase Agreement Dated as of September 1, 2020

from 10-K 9 pages Encore Capital Group, Inc. 2017 Incentive Award Plan Performance Share Unit Award Grant Notice

from 10-K 22 pages Encore Capital Group, Inc. Executive Separation Plan

from 8-K 125 pages £350,000,000 Senior Facility Agreement

from 10-Q 19 pages Amendment No. 1 Dated as of August 17, 2021 to Fourth Amended and Restated Senior Secured Note Purchase Agreement Dated as of September 1, 2020

from 8-K 314 pages Dated 5 August 2021 by Encore Capital Group, Inc. Parent Truist Bank Agent and Truist Bank Security Agent Contents

from 8-K 161 pages Encore Capital Group, Inc. 5.625% Senior Secured Notes Due August 11, 2024 $325,000,000 Original Aggregate Principal Amount Fourth Amended and Restated Senior Secured Note Purchase Agreement September 1, 2020

from 8-K 371 pages Dated 2020 by Cabot Financial Limited Parent Cabot Financial (Uk) Limited Existing Borrower Encore Capital Group, Inc. Effective Date Parent the Companies Named in Part 1 of Schedule 1 Existing Obligors the Companies Named in Part 2 of Schedule 1 Acceding Obligors J.P. Morgan Europe Limited Resigning Agent Truist Bank Successor Agent and Truist Bank Successor Security Agent Baker & McKenzie Llp 100 New Bridge Street London Ec4v 6ja United Kingdom WWW.BAKERMCKENZIE.com Contents

from 10-Q 10 pages Encore Capital Group, Inc. Non-Employee Director Compensation Program Guidelines

from 10-Q 29 pages 1. Interpretation 2. Appointment 3 Duties and Powers 4 Mobility 5 Remuneration 6 Performance Adjustment 7 Awards 8 Expenses 9 Holidays 10 Sickness and Incapacity 11 Pension 12 Permanent Health Insurance, Private Medical Expenses Insurance and Life Assurance 13 Exclusive Service 14 Intellectual Property 15 Confidentiality 16 Restrictions 17 Notification of Restrictions 18 Termination 19 Compliance 20 Return of Property on Termination 21 Disciplinary, Dismissal and Grievance Procedures 22 Deductions 23 Data Protection 24 Notices 25 Assignment and Effect of Termination 26 Third Party Rights 27 Law and Jurisdiction 28 Prior Agreements 29 Collective Agreements 30 Severability This Deed of Agreement Is Dated 25 November 2019 and Made Between: The Parties Agree That: 1. Interpretation 1.1 in This Agreement, Where the Context Admits

from 10-K 11 pages Encore Capital Group, Inc. 2017 Incentive Award Plan Performance Share Unit Award Grant Notice

from 8-K 139 pages £350,000,000 Senior Facility Agreement

from 8-K 33 pages Without Prejudice and Subject to Contract

from 8-K 310 pages Amendment Agreement