Encore Capital Group, Inc. Watch

from 8-K 157 pages Encore Capital Group, Inc., as the Company the Guarantors Parties Hereto, $500,000,000 of 9.250% Senior Secured Notes Due 2029 Indenture March 20, 2024 Glas Trust Company LLC, as Trustee Glas Trust Company LLC, as Principal Paying Agent and Transfer Agent Glas Trust Company LLC, as Registrar Truist Bank, as Security Agent

from 10-K 3 pages Description of Registrant’s Securities Registered Pursuant to Section 12 of the Securities Exchange Act of 1934

from 8-K 104 pages Encore Capital Group, Inc. as Issuer and Truist Bank, as Trustee Indenture Dated as of March 3, 2023 4.00% Convertible Senior Notes Due 2029

from 10-K 2 pages Whereas, Pursuant to Section 9.01(a)(1) of the Indenture, the Company and the Trustee Are Authorized to Execute and Deliver This Supplemental Indenture and May Modify, Amend or Supplement the Indenture and the Notes Without the Consent of Any Holder, to Cure Any Ambiguity, Omission, Defect, Error or Inconsistency, Conform Any Provision of the Note Documents to the “Description of the Notes” Contained in the Offering Memorandum, or Reduce the Minimum Denomination of the Notes. Now, Therefore, in Consideration of the Foregoing and for Other Good and Valuable Consideration, the Receipt of Which Is Hereby Acknowledged, the Company and the Trustee Mutually Covenant and Agree for Their Benefit and the Equal and Ratable Benefit of the Holders of the Notes as Follows: 1. Capitalized Terms. Capitalized Terms Used Herein Without Definition Shall Have the Meanings Assigned to Them in the Indenture. 2. Amendment. Pursuant to Sections 9.01(a)(1) of the Indenture, Section 1.03(b) of the Indenture Is Hereby Removed and Replaced in Its Entirety to Provide as Follows: “(B) an Accounting Term Not Otherwise Defined Has the Meaning Assigned to It in Accordance With Gaap;”. 3. Governing Law. This Supplemental Indenture Shall Be Governed by and Construed in Accordance With the Laws of the State of New York, Without Giving Effect to Applicable Principles of Conflicts of Law to the Extent That the Application of the Laws of Another Jurisdiction Would Be Required Thereby. 4. Counterparts. the Parties May Sign Any Number of Copies of This Supplemental Indenture. Each Signed Copy Shall Be an Original, but All of Them Together Represent the Same Agreement

from 10-K 2 pages Whereas, Pursuant to Section 9.01(a)(1) of the Indenture, the Company and the Trustee Are Authorized to Execute and Deliver This Supplemental Indenture and May Modify, Amend or Supplement the Indenture and the Notes Without the Consent of Any Holder, to Cure Any Ambiguity, Omission, Defect, Error or Inconsistency, Conform Any Provision of the Note Documents to the “Description of the Notes” Contained in the Offering Memorandum, or Reduce the Minimum Denomination of the Notes. Now, Therefore, in Consideration of the Foregoing and for Other Good and Valuable Consideration, the Receipt of Which Is Hereby Acknowledged, the Company and the Trustee Mutually Covenant and Agree for Their Benefit and the Equal and Ratable Benefit of the Holders of the Notes as Follows: 1. Capitalized Terms. Capitalized Terms Used Herein Without Definition Shall Have the Meanings Assigned to Them in the Indenture. 2. Amendment. Pursuant to Sections 9.01(a)(1) of the Indenture, Section 1.03(b) of the Indenture Is Hereby Removed and Replaced in Its Entirety to Provide as Follows: “(B) an Accounting Term Not Otherwise Defined Has the Meaning Assigned to It in Accordance With Gaap;”. 3. Governing Law. This Supplemental Indenture Shall Be Governed by and Construed in Accordance With the Laws of the State of New York, Without Giving Effect to Applicable Principles of Conflicts of Law to the Extent That the Application of the Laws of Another Jurisdiction Would Be Required Thereby. 4. Counterparts. the Parties May Sign Any Number of Copies of This Supplemental Indenture. Each Signed Copy Shall Be an Original, but All of Them Together Represent the Same Agreement

from 10-K 2 pages Whereas, Pursuant to Section 9.01(a)(1) of the Indenture, the Company and the Trustee Are Authorized to Execute and Deliver This Supplemental Indenture and May Modify, Amend or Supplement the Indenture and the Notes Without the Consent of Any Holder, to Cure Any Ambiguity, Omission, Defect, Error or Inconsistency, Conform Any Provision of the Note Documents to the “Description of the Notes” Contained in the Offering Memorandum, or Reduce the Minimum Denomination of the Notes. Now, Therefore, in Consideration of the Foregoing and for Other Good and Valuable Consideration, the Receipt of Which Is Hereby Acknowledged, the Company and the Trustee Mutually Covenant and Agree for Their Benefit and the Equal and Ratable Benefit of the Holders of the Notes as Follows: 1. Capitalized Terms. Capitalized Terms Used Herein Without Definition Shall Have the Meanings Assigned to Them in the Indenture. 2. Amendment. Pursuant to Sections 9.01(a)(1) of the Indenture, Section 1.03(b) of the Indenture Is Hereby Removed and Replaced in Its Entirety to Provide as Follows: “(B) an Accounting Term Not Otherwise Defined Has the Meaning Assigned to It in Accordance With Gaap;”. 3. Governing Law. This Supplemental Indenture Shall Be Governed by and Construed in Accordance With the Laws of the State of New York, Without Giving Effect to Applicable Principles of Conflicts of Law to the Extent That the Application of the Laws of Another Jurisdiction Would Be Required Thereby. 4. Counterparts. the Parties May Sign Any Number of Copies of This Supplemental Indenture. Each Signed Copy Shall Be an Original, but All of Them Together Represent the Same Agreement

from 10-K 2 pages Whereas, Pursuant to Section 9.01(a)(1) of the Indenture, the Company and the Trustee Are Authorized to Execute and Deliver This Supplemental Indenture and May Modify, Amend or Supplement the Indenture and the Notes Without the Consent of Any Holder, to Cure Any Ambiguity, Omission, Defect, Error or Inconsistency, Conform Any Provision of the Note Documents to the “Description of the Notes” Contained in the Offering Memorandum, or Reduce the Minimum Denomination of the Notes. Now, Therefore, in Consideration of the Foregoing and for Other Good and Valuable Consideration, the Receipt of Which Is Hereby Acknowledged, the Company and the Trustee Mutually Covenant and Agree for Their Benefit and the Equal and Ratable Benefit of the Holders of the Notes as Follows: 1. Capitalized Terms. Capitalized Terms Used Herein Without Definition Shall Have the Meanings Assigned to Them in the Indenture. 2. Amendment. Pursuant to Sections 9.01(a)(1) of the Indenture, Section 1.03(b) of the Indenture Is Hereby Removed and Replaced in Its Entirety to Provide as Follows: “(B) an Accounting Term Not Otherwise Defined Has the Meaning Assigned to It in Accordance With Gaap;”. 3. Governing Law. This Supplemental Indenture Shall Be Governed by and Construed in Accordance With the Laws of the State of New York, Without Giving Effect to Applicable Principles of Conflicts of Law to the Extent That the Application of the Laws of Another Jurisdiction Would Be Required Thereby. 4. Counterparts. the Parties May Sign Any Number of Copies of This Supplemental Indenture. Each Signed Copy Shall Be an Original, but All of Them Together Represent the Same Agreement

from 10-K 8 pages Amendment No. 3 Dated as of November 14, 2022 to Fourth Amended and Restated Senior Secured Note Purchase Agreement Dated as of September 1, 2020

from 8-K 191 pages Encore Capital Group, Inc., as the Company the Guarantors Parties Hereto, £250,000,000 of 4.250% Senior Secured Notes Due 2028 Indenture June 1, 2021 Glas Trust Company LLC, as Trustee Glas Trust Company LLC, as Principal Paying Agent and Transfer Agent Glas Trust Company LLC, as Registrar Truist Bank, as Security Agent

from 8-K 196 pages Encore Capital Group, Inc., as the Company the Guarantors Parties Hereto, €415,000,000 of Senior Secured Floating Rate Notes Due 2028 Indenture December 21, 2020 Citibank, N.A., London Branch, as Trustee Citibank, N.A., London Branch, as Principal Paying Agent, Calculation Agent and Transfer Agent Citigroup Global Markets Europe AG, as Registrar Truist Bank, as Security Agent

from 8-K 192 pages Encore Capital Group, Inc., as the Company the Guarantors Parties Hereto, £300,000,000 of 5.375% Senior Secured Notes Due 2026 Indenture November 23, 2020 Citibank, N.A., London Branch, as Trustee Citibank, N.A., London Branch, as Principal Paying Agent and Transfer Agent Citigroup Global Markets Europe AG, as Registrar Truist Bank, as Security Agent

from 10-Q 4 pages Encore Capital Group, Inc., the Guarantor Party Hereto and Mufg Union Bank, N.A. as Trustee First Supplemental Indenture Dated as of October 29, 2020 Supplementing the Indenture Dated as of September 9, 2019 3.25% Convertible Senior Notes Due 2025 Article 1.amendments

from 10-Q 5 pages Encore Capital Europe Finance Limited, the Guarantor Party Hereto and Mufg Union Bank, N.A. as Trustee Second Supplemental Indenture Dated as of October 29, 2020 Supplementing the First Supplemental Indenture Dated as of July 20, 2018 4.50% Exchangeable Senior Notes Due 2023 Article 1.amendments

from 10-Q 4 pages Encore Capital Group, Inc., the Guarantor Party Hereto and Mufg Union Bank, N.A. as Trustee First Supplemental Indenture Dated as of October 29, 2020 Supplementing the Indenture Dated as of March 3, 2017 3.25% Convertible Senior Notes Due 2022 Article 1.amendments

from 10-Q 4 pages Encore Capital Group, Inc., the Guarantor Party Hereto and Mufg Union Bank, N.A. as Trustee Second Supplemental Indenture Dated as of October 29, 2020 Supplementing the Indenture Dated as of March 11, 2014 2.875% Convertible Senior Notes Due 2021 Article 1.amendments

from 8-K 18 pages Second Supplemental Indenture

from 8-K 18 pages Second Supplemental Indenture

from 8-K 58 pages Dated September 7, 2020 First Supplemental Indenture to Indenture Dated as of October 6, 2016 in Respect of £512,918,000 7.5% Senior Secured Notes Due 2023 Among Cabot Financial (Luxembourg) S.A. as Issuer Cabot Financial Limited as Company Citibank, N.A., London Branch as Trustee and Certain Guarantors Named Herein

from 8-K 59 pages Dated September 7, 2020 First Supplemental Indenture to Indenture Dated as of June 14, 2019 in Respect of €400,000,000 Senior Secured Floating Rate Notes Due 2024 Among Cabot Financial (Luxembourg) II S.A. as Issuer Cabot Financial Limited as Company Citibank, N.A., London Branch as Trustee and Certain Guarantors Named Herein

from 8-K 189 pages Encore Capital Group, Inc., as the Company the Guarantors Parties Hereto, €350,000,000 of 4.875% Senior Secured Notes Due 2025 Indenture September 24, 2020 Citibank, N.A., London Branch, as Trustee Citibank, N.A., London Branch, as Principal Paying Agent and Transfer Agent Citigroup Global Markets Europe AG, as Registrar Truist Bank, as Security Agent