Ocwen Financial Corp. Watch

from SC 13G/A ~1 page Joint Filing Agreement

from SC 13G/A 1 page Joint Filing Agreement

from SC 13G 1 page Joint Filing Agreement

from 8-K 32 pages Ocwen Financial Corporation 28,000,000 Shares of Common Stock Underwriting Agreement

from S-3/A ~50 pages Form of Underwriting Agreement

from SC 13G 1 page Exhibit 1 We, the Undersigned, Hereby Express Our Agreement That the Attached Schedule 13g Is Filed on Behalf of Each of the Undersigned. Investors Mortgage Insurance Holding Company Date: March 2, 1998 By: /S/ William C. Erbey William C. Erbey Chairman, President and Chief Executive Officer Date: March 2, 1998 Ocwen Capital Corporation By: /S/ William C. Erbey William C. Erbey Chairman, President and Chief Executive Officer Ocwen Financial Corporation Date: March 2, 1998 By: /S/ William C. Erbey William C. Erbey Chairman, President and Chief Executive Officer William C. Erbey Date: March 2, 1998 By: /S/ William C. Erbey William C. Erbey 15

from SC 13D 1 page Exhibit 1 We, the Undersigned, Hereby Express Our Agreement That the Attached Schedule 13d Is Filed on Behalf of Each of the Undersigned Together as a Group. Investors Mortgage Insurance Holding Company Date: October 29, 1997 By: /S/ William C. Erbey William C. Erbey Chairman, President and Chief Executive Officer Ocwen Capital Corporation Date: October 29, 1997 By: /S/ William C. Erbey William C. Erbey Chairman, President and Chief Executive Officer Ocwen Financial Corporation Date: October 29, 1997 By: /S/ William C. Erbey William C. Erbey Chairman, President and Chief Executive Officer -12

from S-1/A ~20 pages Underwriting agreement

from S-1/A ~20 pages Underwriting agreement

from S-1/A ~50 pages Underwriting agreement

from S-1/A ~20 pages Underwriting agreement

from S-1/A ~50 pages Underwriting agreement