Westech Capital Corp – Credit Agreements Watch

from 10-Q 8 pages This Note Is Payable in Full at the End of Five (5) Years. You Must Repay the Entire Principal Balance of the Loan and Unpaid Interest When Due. the Lender Is Under No Obligation to Refinance the Loan at That Time. You Will Therefore Be Required to Make Payment Out of Other Assets You May Own, or You Will Have to Find a Lender Willing to Lend You the Money at Prevailing Market Rates, Which May Be Considerably Higher or Lower Than the Interest Rate on This Loan. if You Refinance This Loan at Maturity, You May Have to Pay Some or All Closing Costs Normally Associated With a New Loan, Even if You Obtain Refinancing From the Same Lender

from 10-K 16 pages Loan Number Loan Name Acct. Number Note Date Initials Note Amount Index Rate Maturity Date Loan Purpose Creditor Use Only Promissory Note

from 10-12G ~10 pages Nasd Subordinated Loan Agreement - June 4, 1999

from 10-12G ~10 pages Nasd Subordinated Loan Agreement