UTG, Inc. Watch

from 10-K ~10 pages UTG Avalon, LLC Po Box 5147 Springfield Il 62703 Borrower's Name and Address "I" Includes Each Borrower Above, Jointly and Severally. First National Bank of Tennessee Livingston – West Main 1115 West Main Street Livingston, Tennessee 38570 Lender's Name and Address "You" Means the Lender, Its Successors and Assigns. Loan Number 203201857-00001 Date 12/29/2014 Maturity Date 04/01/2018 Loan Amount $ 4,400,000.00___ Renewal of for Value Received, I Promise to Pay to You, or Your Order, at Your Address Listed Above the Principal Sum of _Four Million Four Hundred Thousand Dollars and Zero Cents Dollars $ 4,400,000.00

from 10-Q ~20 pages UTG Avalon, LLC Po Box 5147 Springfield Il 62703 Borrower's Name and Address "I" Includes Each Borrower Above, Jointly and Severally. First Southern Funding 99 Lancaster Street Stanford, Ky 40484 Lender's Name and Address "You" Means the Lender, Its Successors and Assigns. Loan Number _6206-0001 Date 3/28/2014 Maturity Date 03/28/2015 Loan Amount $ 5,000,000.00___ Renewal of for Value Received, I Promise to Pay to You, or Your Order, at Your Address Listed Above the Principal Sum of _Five Million Dollars and Zero Cents Dollars $ 5,000,000.00

from 10-K 2 pages UTG Avalon, LLC Po Box 5147 Springfield Il 62703 Borrower's Name and Address "I" Includes Each Borrower Above, Jointly and Severally. First Southern Funding 99 Lancaster Street Stanford, Ky 40484 Lender's Name and Address "You" Means the Lender, Its Successors and Assigns. Loan Number _6206-0001 Date 3/28/2013 Maturity Date 03/28/2014 Loan Amount $ 5,000,000.00___ Renewal of for Value Received, I Promise to Pay to You, or Your Order, at Your Address Listed Above the Principal Sum of _Five Million Dollars and Zero Cents Dollars $ 5,000,000.00

from 10-K ~5 pages Non-Recourse Loan Participation Agreement Originating Bank Participant First Southern National Bank Universal Guaranty Life Insurance Company Borrower Interest Rate Principal Amount/Credit Limit Funding/ Agreement Date Maturity Date Customer Number Loan Number Terms and Conditions

from 10-K ~5 pages Non-Recourse Loan Participation Agreement Originating Bank Participant First Southern National Bank Universal Guaranty Life Insurance Company Borrower Terms and Conditions

from 10-K ~20 pages Agreement Regarding Mortgage Loans by and Between First Southern National Bank, a National Bank and Universal Guaranty Life Insurance Company, an Ohio Corporation Dated as of June 1, 2013

from 10-Q ~20 pages UTG Avalon, LLC Po Box 5147 Springfield Il 62703 Borrower's Name and Address "I" Includes Each Borrower Above, Jointly and Severally. First Southern Funding 99 Lancaster Street Stanford, Ky 40484 Lender's Name and Address "You" Means the Lender, Its Successors and Assigns. Loan Number _6206-0001 Date 3/28/2013 Maturity Date 03/28/2014 Loan Amount $ 5,000,000.00___ Renewal of for Value Received, I Promise to Pay to You, or Your Order, at Your Address Listed Above the Principal Sum of _Five Million Dollars and Zero Cents Dollars $ 5,000,000.00

from 10-K ~10 pages Hpg Acquisition LLC First National Bank of Tennessee Tctb Management Group, LLC Livingston – West Main Loan Number 203200774-00001 Mdtc, LP 1115 West Main Street Date 03/04/2013 303 W Wall St Suite 2300 Livingston, Tennessee 38570 Maturity Date 03/04/2018 Midland Tx 79701-5101 Loan Amount $ 12,000,000.00 Renewal of Borrower's Name and Address "I" Includes Each Borrower Above, Jointly and Severally Lender's Name and Address "You" Means the Lender, Its Successors and Assigns. for Value Received, I Promise to Pay to You, or Your Order, at Your Address Listed Above the Prinicpal Sum of __Twelve Million Dollars and Zero Cents Dollars $ _12,000,000.00 X Single Advance: I Will Receive All of This Principal Sum on 03/04/2013 . No Additional Advances Are Contemplated Under This Note. O Multiple Advance: The Principal Sum Shown Above Is the Maximum Amount of Principal I Can Borrow Under This Note. on I Will Receive the Amount of $ and Future Principal Advances Are Contemplated. Conditions: The Conditions for Future Advances Are

from 10-K ~10 pages UTG Avalon, LLC Po Box 5147 Springfield Il 62703 Borrower’s Name and Address “I” Includes Each Borrower Above, Jointly and Severally. First National Bank of Tennessee Livingston – West Main 1115 West Main Street Livingston, Tennessee 38570 Lender’s Name and Address “You” Means the Lender, Its Successors and Assigns. Loan Number 203200342-00001 Date 12/28/2011 Maturity Date 01/03/2013 Loan Amount $ 5,000,000.00___ Renewal of for Value Received, I Promise to Pay to You, or Your Order, at Your Address Listed Above the Principal Sum of _Five Million Dollars and Zero Cents Dollars $ 5,000,000.00

from 10-K ~10 pages Non-Recourse Loan Participation Agreement Originating Bank Participant First Southern National Bank Universal Guaranty Life Insurance Company Borrower Interest Rate Principal Amount/Credit Limit Funding/ Agreement Date Maturity Date Customer Number Loan Number Terms and Conditions

from 10-K ~20 pages General Agreement Regarding Mortgage Loans by and Between First Southern National Bank and Universal Guaranty Life Insurance Company Index

from 10-K/A ~10 pages Non-Recourse Loan Participation Agreement Originating Bank Participant First Southern National Bank Universal Guaranty Life Insurance Company Borrower Interest Rate Principal Amount/Credit Limit Funding/ Agreement Date Maturity Date Customer Number Loan Number Terms and Conditions

from 10-K/A ~20 pages General Agreement Regarding Mortgage Loans by and Between First Southern National Bank and Universal Guaranty Life Insurance Company Index

from 10-K/A ~10 pages Non-Recourse Loan Participation Agreement Originating Bank Participant First Southern National Bank Universal Guaranty Life Insurance Company Borrower Interest Rate Principal Amount/Credit Limit Funding/ Agreement Date Maturity Date Customer Number Loan Number Terms and Conditions

from 10-K/A ~20 pages General Agreement Regarding Mortgage Loans by and Between First Southern National Bank and Universal Guaranty Life Insurance Company Index

from 10-K ~10 pages Loan Agreement

from 10-K ~5 pages First Tennessee Bank National Association Revolving Credit Note

from 8-K/A ~5 pages First Tennessee Bank National Association Revolving Credit Note

from 8-K/A ~10 pages Loan Agreement

from 10-K 1 page Southwest Bank Line of Credit