Mortgage Asset Securitization Transactions Inc Watch

from 305B2 1 page [Letterhead of Comptroller of the Currency] Washington, D.C. August 6, 1997 Mr. John Cooney Dorsey and Whitney Pillsbury Center South 220 South Sixth Street Minneapolis, Minnesota 55402-1498 Re: Application to Merge United States National Bank of Oregon, Portland, Oregon With and Into First Bank National Assocation, East Grand Forks, Minnesota Under the Charter of the Latter, the Title of U.S. Bank National Association, and Main Office in Minneapolis, Minnesota Application Control Number: 97-Mw-02-0052 Dear Mr. Cooney: This Letter Is the Offical Certification of the Comptroller of the Currency (Occ) to Merge United States National Bank of Oregon, Portland, Oregon With and Into First Bank National Association, East Grand Forks, Minnesota, Effective as of August 1, 1997. the Resulting Bank Title Is U.S. Bank National Assocation, Minnesota, Charter Number 13405. This Is Also the Official Authorization Given to U.S. Bank National Association, Minneapolis, Minnesota, to Operate the Branches of the Target Institution and to Operate the Main Office of the Target Institution as a Branch. a Listing of Each Newly Authorized Branch and Its Assigned Occ Branch Number Is Attached. Branches of a National Bank Target Are Not Listed Since They Are Automatically Carried Over to the Resulting Bak and Retain Their Current Occ Branch Numbers. Sincerely, /S/ Stephen A. Lybarger Stephen A. Lybarger Senior Bank Structure Analyst Bank Organization and Structure Enclosure: List of Newly Authorized Branches