Pruco Life Insurance Co Watch

from S-3/A 9 pages Pruco Life Insurance Company Rider to Provide Lapse Protection Charge for Rider Benefits

from S-3 2 pages P-Sch-Vib-W(6/22) 1 Pruco Life Insurance Company, Phoenix, Arizona Index Linked Variable Income Benefit Schedule Supplement Annuity Number: [001-0001] Effective Date: [Effective Date of Rider] [Protected Life] [Joint Protected Lives] on the Effective Date: [John Doe] Date of Birth: [October 21, 1972] [[Mary Doe] Date of Birth: [October 15, 1972]] Income Percentage: Age on Effective Date Protected Life Income Percentages Joint Protected Lives Income Percentages [45-49 [2.50% [2.05% 50-54 2.90% 2.55% 55-59 3.20% 2.85% 60-64 3.55% 3.20% 65-69 4.00% 3.65% 70-74 4.60% 4.25% 75] 5.30%] 4.95%] Income Deferral Rate: Age on Effective Date Protected Life Income Deferral Rate Percentage Joint Protected Lives Income Deferral Rate Percentage [45-49 [0.05% [0.05% 50-54 0.10% 0.10% 55-59 0.10% 0.10% 60-64 0.15% 0.15% 65-69 0.20% 0.20% 70-74 0.25% 0.25% 75] 0.35%] 0.35%] Minimum Insured Income Stage Payment: [$100] Charge for the Rider: Assessed Annually on the Index Anniversary at a Rate of [1.60]% Waiting Period: [3rd] Anniversary of the Effective Date

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from S-3 20 pages P-Cda/Ind(11/21) 1 Pruco Life Insurance Company Principal Office: Service Office Address: [One Corporate Drive [P.O. Box 7960 Shelton, Ct 06484] Philadelphia, Pa 19176 Toll Free: 1-888-Pru-2888 WEBSITE:WWW.PRUDENTIAL.com] Please Read This Annuity Contract (“Contract”) Carefully; It Is a Legal Contract Between You and Pruco Life Insurance Company (”Prudential”). This Contract Is Issued to the Contract Owner(s) Named in the Contract Schedule When All Requirements Are Received in Good Order. Subject to the Terms and Conditions of This Contract, Pruco Life Insurance Company Will Pay the Benefits Described in This Contract. This Contract Takes Effect on the Contract Date Shown in the Contract Schedule. Right to Cancel: On Written Request, We Will Provide, Within a Reasonable Time, Reasonable Factual Information Regarding the Benefits and Provisions of the Contract to You. if for Any Reason You Are Not Satisfied With the Contract, You May Cancel This Contract for a Refund by Notification to US in Good Order or by Returning the Contract to Our Service Office or to the Representative Who Sold It to You Within but No Later Than 30 Days After You Receive It (Or Such Longer Period as Required by Law). the Contract Can Be Mailed or Delivered Either to US, at Our Service Office, or to the Representative Who Sold It to You. Return of This Contract by Mail Is Effective Upon Being Postmarked, Properly Addressed and Postage Prepaid. the Amount of the Refund Will Equal Any Contract Fees Paid as of the Valuation Day We Receive the Returned Contract at Our Service Office or the Cancellation Request in Good Order. Signed for Pruco Life Insurance Company: [ ] [ ] Secretary President Individual Contingent Deferred Annuity. Nonparticipating. This Contract Has No Cash Value, No Death Benefit and No Surrender Value

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from S-3 20 pages P-Cda/Ind(11/21) 1 Pruco Life Insurance Company Principal Office: Service Office Address: [One Corporate Drive [P.O. Box 7960 Shelton, Ct 06484] Philadelphia, Pa 19176 Toll Free: 1-888-Pru-2888 WEBSITE:WWW.PRUDENTIAL.com] Please Read This Annuity Contract (“Contract”) Carefully; It Is a Legal Contract Between You and Pruco Life Insurance Company (”Prudential”). This Contract Is Issued to the Contract Owner(s) Named in the Contract Schedule When All Requirements Are Received in Good Order. Subject to the Terms and Conditions of This Contract, Pruco Life Insurance Company Will Pay the Benefits Described in This Contract. This Contract Takes Effect on the Contract Date Shown in the Contract Schedule. Right to Cancel: On Written Request, We Will Provide, Within a Reasonable Time, Reasonable Factual Information Regarding the Benefits and Provisions of the Contract to You. if for Any Reason You Are Not Satisfied With the Contract, You May Cancel This Contract for a Refund by Notification to US in Good Order or by Returning the Contract to Our Service Office or to the Representative Who Sold It to You Within but No Later Than 30 Days After You Receive It (Or Such Longer Period as Required by Law). the Contract Can Be Mailed or Delivered Either to US, at Our Service Office, or to the Representative Who Sold It to You. Return of This Contract by Mail Is Effective Upon Being Postmarked, Properly Addressed and Postage Prepaid. the Amount of the Refund Will Equal Any Contract Fees Paid as of the Valuation Day We Receive the Returned Contract at Our Service Office or the Cancellation Request in Good Order. Signed for Pruco Life Insurance Company: [ ] [ ] Secretary President Individual Contingent Deferred Annuity. Nonparticipating. This Contract Has No Cash Value, No Death Benefit and No Surrender Value

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