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<page> 82 Fourth Amendment to Term Credit Agreement and Guaranty This Amendment Dated as of November 17, 1997 Is Entered Into by and Among Allied Group, Inc. ("Company"), State Street Bank and Trust Company, Not in Its Individual Capacity but as Trustee for the Allied Group Employee Stock Ownership Trust ("Esop Trustee"), Bank of Montreal, Chicago Branch ("Bom"), and Norwest Bank Iowa, National Association ("Norwest") to Amend the Term Credit Agreement and Guaranty Dated March 13, 1995, as Amended October 12, 1995, March 5, 1996, and September 26, 1997 ("Agreement"). 1. This Amendment Shall Be Effective as of November 1, 1997. 2. Subsection (II) of Section 6.1.25 of the Agreement Is Amended to Read as Follows: (II) the Sum of the Company's Consolidated Real Estate, Mortgages and Non-Affiliated Equity Securities Not to Exceed 10% of the Company's Consolidated Total Assets. in Witness Whereof, the Parties Hereto Have Caused This Amendment to Be Executed by Their Respective Officers as of the Day and Year First Above Written. Allied Group, Inc. the Allied Group Employee Stock Ownership Trust By: /S/ Douglas L. Andersen by State Street Bank and Trust Company, Not Individually, but Solely in Its Douglas L. Andersen Capacity as Esop Trustee Title: President By: /S/ Kelly Driscoll Bank of Montreal, Chicago Branch Kelly Driscoll Title: Vice President By: /S/ K. Daniel Streiff K. Daniel Streiff Title: Managing Director Norwest Bank Iowa, National Association By: /S/ John D. Landry John D. Landry Title: Assistant Vice President
