Allegiant Bancorp Watch

from S-3/A ~50 pages Underwriting Agreement

from SC 13D/A 1 page <page> 1 Exhibit I Joint Filing Agreement the Undersigned Each Hereby Agree That the Amendment to Schedule 13d Filed Herewith, Relating to the Common Stock, Par Value $1.00 Per Share, of Southside Bancshares Corp., Is Filed on Behalf of Each of the Undersigned. /S/ Thomas M. Teschner Dated: October 28, 1999 - Thomas M. Teschner /S/ Howard F. Etling Dated: October 28, 1999 - Howard F. Etling

from SC 13D 1 page <page> 1 Exhibit I Joint Filing Agreement the Undersigned Each Hereby Agree That the Schedule 13d Filed Herewith, Relating to the Common Stock, Par Value $1.00 Per Share, of Southside Bancshares Corp., Is Filed on Behalf of Each of the Undersigned. /S/ Thomas M. Teschner Dated: May 2, 1997 - Thomas M. Teschner /S/ Howard F. Etling Dated: May 2, 1997 - Howard F. Etling

from 11-K 1 page <page> Exhibit 1 Consent of Independent Certified Public Accountants - Southside Bancshares Corp. Employee Stock Ownership Plan With 401 (K) Provisions St. Louis, Missouri We Hereby Consent to the Incorporation by Reference in the Registration Statement Form S-8 (File Number 33-00579) of Our Report Dated August 16, 1996, Relating to the Financial Statements of Southside Bancshares Corp. Employee Stock Ownership Plan With 401 (K) Provisions Appearing in the Plan's Annual Report on Form 11-K for the Year Ended December 31, 1995. /S/ Bdo Seidman, Llp St. Louis, Missouri November 5, 1996