Harleysville National Corp Watch

from 8-K 2 pages Harleysville National Corporation 483 Main Street Harleysville, Pennsylvania 19438 Gentlemen: Re: Additional Loans We Refer to the Promissory Note Issued by You to US Today in the Original Principal Amount of $35,000,000 (The “Note”). All Capitalized Terms Used but Not Defined in This Letter Shall Have Their Meanings Set Forth in the Note. Harleysville National Corporation December 4, 2009 Page 2 if You Are in Agreement With the Terms of This Letter, Please So Indicate by Dating and Signing a Copy of This Letter in the Place Indicated Below and Returning It to US. the Additional Copy of This Letter Is for Your Records. First Niagara Financial Group, Inc. By: /S/ Michael W. Harrington Name: Michael W. Harrington Title: CFO the Above Terms Are Accepted and Agreed To

from DEFA14A 2 pages Harleysville National Corporation 483 Main Street Harleysville, Pennsylvania 19438 Gentlemen: Re: Additional Loans We Refer to the Promissory Note Issued by You to US Today in the Original Principal Amount of $35,000,000 (The “Note”). All Capitalized Terms Used but Not Defined in This Letter Shall Have Their Meanings Set Forth in the Note. Harleysville National Corporation December 4, 2009 Page 2 if You Are in Agreement With the Terms of This Letter, Please So Indicate by Dating and Signing a Copy of This Letter in the Place Indicated Below and Returning It to US. the Additional Copy of This Letter Is for Your Records. First Niagara Financial Group, Inc. By: /S/ Michael W. Harrington Name: Michael W. Harrington Title: CFO the Above Terms Are Accepted and Agreed To