Huntington Bancshares, Inc. Watch

from 10-Q 13 pages On Behalf of Huntington Bancshares Incorporated (Together With Its Affiliates, the “Company”), I Want to Thank You for Your Many Contributions and Years of Service to the Company. This Letter Agreement (This “Letter Agreement”) Sets Forth the Terms of Your Transition and Separation From Employment With the Company. 1. Transition Period and Separation Date

from 8-K 17 pages Huntington Bancshares Incorporated 2024 Long-Term Incentive Plan Article 1. Establishment, Effective Date, and Term

from 10-K 1 page Huntington Bancshares Incorporated Human Resources and Compensation Committee Meeting April 18, 2023 Restatement of the Huntington Bancshares Incorporated Executive Deferred Compensation Plan

from 10-Q 13 pages On Behalf of Huntington Bancshares Incorporated (Together With Its Affiliates, the “Company”), I Want to Thank You for Your Many Contributions and Years of Service to the Company. This Letter Agreement (This “Letter Agreement”) Sets Forth the Terms of Your Transition and Separation From Employment With the Company. 1. Transition Period and Separation Date

from 10-Q 11 pages Confidential Separation Agreement, Waiver and General Release of All Claims

from 10-K 18 pages This Restricted Stock Unit Award Agreement (This “Agreement”) Is Made as of the Date in the Box Above Labeled “Date of Award” by Huntington Bancshares Incorporated, a Maryland Corporation and Its Subsidiaries (“The Company”) and Is Hereby Communicated to the Employee Named in the Box Above (“The Employee”). Undefined Capitalized Terms Used in This Agreement Shall Have the Meanings Set Forth in the Company’s Amended and Restated 2018 Long-Term Incentive Plan as May Be Amended From Time to Time (The “Plan”). Whereas, the Company Maintains the Plan. Whereas, Pursuant to Article 8 of the Plan, the Committee May Grant Awards of Restricted Stock Units to Employees, and Have Such Awards Settled in Shares of the Company’s Common Stock, Without Par Value (“Shares”). Whereas, the Company Desires to Compensate the Employee With an Award of Restricted Stock Units to Provide an Incentive for the Employee to Continue to Perform Future Services to the Company. Now, Therefore, in Consideration of the Premises, the Company Grants the Employee an Award of Restricted Stock Units Under the Following Terms and Conditions: 1. Award of Restricted Stock Units

from 10-K 7 pages As You Know, Tcf Financial Corporation (“Tcf”) Has Entered Into an Agreement and Plan of Merger (The “Merger Agreement”) With Huntington Bancshares Incorporated (Together With Its Subsidiaries and Affiliates (Each as Defined in the Merger Agreement), “Huntington”) Contemplating the Merger (The “Merger”) of Tcf With and Into Huntington, With Huntington as the Surviving Entity in the Merger. Retention of Key Employees of Tcf Is an Essential Consideration for Huntington and Tcf While the Transaction Is Pending and Thereafter, and Therefore, We Are Providing You With This Letter (The “Retention Letter”). We Are Very Excited About Your Continuing Employment With Huntington After the Date of the Consummation of the Merger (The “Effective Date”). I.EMPLOYMENT Terms Following the Effective Date

from 10-K 7 pages As You Know, Tcf Financial Corporation (“Tcf”) Has Entered Into an Agreement and Plan of Merger (The “Merger Agreement”) With Huntington Bancshares Incorporated (Together With Its Subsidiaries and Affiliates (Each as Defined in the Merger Agreement), “Huntington”) Contemplating the Merger (The “Merger”) of Tcf With and Into Huntington, With Huntington as the Surviving Entity in the Merger. Retention of Key Employees of Tcf Is an Essential Consideration for Huntington and Tcf While the Transaction Is Pending and Thereafter, and Therefore, We Are Providing You With This Letter (The “Retention Letter”). We Are Very Excited About Your Continuing Employment With Huntington After the Date of the Consummation of the Merger (The “Effective Date”). I.EMPLOYMENT Terms Following the Effective Date

from 10-K 12 pages Huntington Bancshares Incorporated December 13, 2020

from 10-K 32 pages Huntington Bancshares Incorporated Executive Deferred Compensation Plan

from 10-K 25 pages Huntington Bancshares Incorporated Amended and Restated 2018 Long-Term Incentive Plan

from 10-Q 20 pages Huntington Bancshares Incorporated Management Incentive Plan Effective for Plan Years Beginning on or After January 1, 2020

from 10-Q 2 pages Huntington Bancshares Incorporated Board of Directors October 23, 2019

from 10-Q 2 pages Huntington Bancshares Incorporated Compensation Committee of the Board of Directors October __, 2019

from 8-K 24 pages The Huntington National Bank Transition Agreement

from 10-K 16 pages Huntington Bancshares Incorporated Supplemental 401(k) Plan

from 10-Q 26 pages Huntington Bancshares Incorporated Executive Deferred Compensation Plan

from 10-Q 14 pages 2018 Performance Share Unit Grant Agreement

from 10-Q 14 pages 2018 Restricted Stock Unit Grant Agreement

from 10-Q 11 pages 2018 Stock Option Grant Agreement