Allcity Insurance Co Watch

from SC 13D/A 1 page Exhibit 1 Agreement This Will Confirm the Agreement by and Among All the Undersigned That Amendment Number 12 to the Schedule 13d Filed on or About This Date With Respect to the Beneficial Ownership of the Undersigned of Common Shares of Allcity Insurance Company Is Being Filed on Behalf of Each of the Entities Named Below. This Agreement May Be Executed in Two or More Counterparts, Each of Which Shall Be Deemed an Original, but All of Which Together Shall Constitute One and the Same Instrument. Dated: November 13, 2003 Leucadia National Corporation Phlcorp, Inc. By: /S/ Joseph A. Orlando By: /S/ Joseph A. Orlando Name: Joseph A. Orlando Name: Joseph A. Orlando Title: Vice President and Chief Title: Vice President Financial Officer Empire Insurance Company Bellpet, Inc. By: /S/ Douglas Whitenack By: /S/ Corinne Maki Name: Douglas Whitenack Name: Corinne Maki Title: Chief Financial Officer Title: Vice President, Secretary and Controller Baldwin Enterprises, Inc. 330 Mad Parent. Parent Corp. By: /S/ Joseph A. Orlando By: /S/ Corinne Maki Name: Joseph A. Orlando Name: Corinne Maki Title: Vice President Title: Vice President, Secretary and Controller Wmac Investment Corporation By: /S/ Joseph A. Orlando Name: Joseph A. Orlando Title: Vice President

from SC 13D/A 1 page Exhibit 1 Agreement This Will Confirm the Agreement by and Among All the Undersigned That Amendment No. 11 to the Schedule 13d Filed on or About This Date With Respect to the Beneficial Ownership of the Undersigned of Common Shares of Allcity Insurance Company Is Being Filed on Behalf of Each of the Entities Named Below. This Agreement May Be Executed in Two or More Counterparts, Each of Which Shall Be Deemed an Original, but All of Which Together Shall Constitute One and the Same Instrument. Dated: June 13, 2003 Leucadia National Corporation Phlcorp, Inc. By: /S/Joseph A. Orlando By: /S/ Joseph A. Orlando Name: Joseph A. Orlando Name: Joseph A. Orlando Title: Vice President and Chief Title: Vice President Financial Officer Empire Insurance Company Bellpet, Inc. by /S/ Douglas M. Whitenack By: /S/ Patrick D. Bienvenue Name: Douglas M. Whitenack Name: Patrick D. Bienvenue Title: Chief Financial Officer Title: Chairman of the Board, President and Treasurer Baldwin Enterprises, Inc. 330 Mad Parent. Parent Corp. by /S/ Joseph A. Orlando by /S/ Patrick D. Bienvenue Name: Joseph A. Orlando Name: Patrick D. Bienvenue Title: Vice President Title: Chairman of the Board, President and Treasurer Wmac Investment Corporation By: /S/ Joseph A. Orlando Name: Joseph A. Orlando Title: President 17

from SC 13D/A 1 page <page> Exhibit 1 Agreement This Will Confirm the Agreement by and Among All the Undersigned That the Schedule 13d Filed on or About This Date With Respect to the Beneficial Ownership of the Undersigned of Common Shares of Allcity Insurance Company Is Being Filed on Behalf of Each of the Entities Named Below. This Agreement May Be Executed in Two or More Counterparts, Each of Which Shall Be Deemed an Original, but All of Which Together Shall Constitute One and the Same Instrument. Dated: August 8, 1996 Leucadia National Corporation Phlcorp, Inc. By: /S/Mark Hornstein By: /S/Mark Hornstein Empire Insurance Company Bellpet, Inc. By: /S/Frances M. Colalucci By: /S/Corinne Ann Maki Baldwin Enterprises, Inc. the Sperry and Hutchinson Company, Inc. By: /S/Mark Hornstein By: /S/John P. Hetherington 330 Mad. Parent Corp. By: /S/Corinne Ann Maki Nyfs04...:\30\76830\0001\1980\exh7266k.510