Ibm Credit Corp Watch

from 10-K 1 page <page 1> [Signature] Exhibit I Agreement to Furnish Information Defining the Rights of Debt Holders Securities and Exchange Commission 450 Fifth Avenue Washington, D.C. 20549 Subject: Ibm Credit Corporation Annual Report on Form 10-K for the Fiscal Year Ended December 31, 1995 - File No. 1-8175 Dear Sirs: Ibm Credit Corporation (The Company) Including Its Subsidiaries Does Not Have Outstanding Any Instrument Other Than the Indenture Dated January 15, 1989, as Filed Electronically as Exhibit No. 4 to Form S-3 With the Securities and Exchange Commission on April 3, 1989, Defining the Rights of the Holders of Its Long-Term Debt Under Which the Total Amount of Securities Authorized Exceeds 10 Percent of the Total Assets of the Company and Its Subsidiaries on a Consolidated Basis. in Accordance With Paragraph (B)(4)(iii) of Item 601 of Regulation S-K, the Company Hereby Agrees to Furnish to the Securities and Exchange Commission, Upon Request, a Copy of Each Instrument That Defines the Rights of the Holders of Its Long-Term Debt. Very Truly Yours, Ibm Credit Corporation By: /S/Allison R. Schleicher Date: March 18, 1996 (Allison R. Schleicher) Vice President, Finance and Chief Financial Officer -46

from 10-K 1 page <page 1> [Signature] Exhibit I Agreement to Furnish Information Defining the Rights of Debt Holders Securities and Exchange Commission 450 Fifth Avenue Washington, D.C. 20549 Subject: Ibm Credit Corporation Annual Report on Form 10-K for the Fiscal Year Ended December 31, 1994 - File No. 1-8175 Dear Sirs: Ibm Credit Corporation (The Company) Including Its Subsidiaries Does Not Have Outstanding Any Instrument Other Than the Indenture Dated January 15, 1989, as Filed Electronically as Exhibit No. 4 to Form S-3 With the Securities and Exchange Commission on April 3, 1989, Defining the Rights of the Holders of Its Long-Term Debt Under Which the Total Amount of Securities Authorized Exceeds 10 Percent of the Total Assets of the Company and Its Subsidiaries on a Consolidated Basis. in Accordance With Paragraph (B)(4)(iii) of Item 601 of Regulation S-K, the Company Hereby Agrees to Furnish to the Securities and Exchange Commission, Upon Request, a Copy of Each Instrument That Defines the Rights of the Holders of Its Long-Term Debt. Very Truly Yours, Ibm Credit Corporation By: /S/Allison R. Schleicher Date: March 15, 1995 (Allison R. Schleicher) Vice President, Finance and Chief Financial Officer -41

from 10-K 1 page <page 1> [Signature] Exhibit I Agreement to Furnish Information Defining the Rights of Debt Holders Securities and Exchange Commission 450 Fifth Avenue Washington, D.C. 20549 Subject: Ibm Credit Corporation Annual Report on Form 10-K for the Fiscal Year Ended December 31, 1993 - File No. 1-8175 Dear Sirs: Ibm Credit Corporation (The Company) Including Its Subsidiaries Does Not Have Outstanding Any Instrument Other Than the Indenture Dated January 15, 1989 as Filed Electronically as Exhibit No. 4 to Form S-3 With the Securities and Exchange Commission on April 3, 1989 Defining the Rights of the Holders of Its Long-Term Debt Under Which the Total Amount of Securities Authorized Exceeds 10% of the Total Assets of the Company and Its Subsidiaries on a Consolidated Basis. in Accordance With Paragraph (B)(4)(iii) of Item 601 of Regulation S-K, the Company Hereby Agrees to Furnish to the Securities and Exchange Commission, Upon Request, a Copy of Each Instrument Which Defines the Rights of the Holders of Its Long-Term Debt. Very Truly Yours, Ibm Credit Corporation By: /S/ Melvin Kyle Grosz Date: March 15, 1994 (Melvin Kyle Grosz) Vice President and Assistant General Manager, Finance and Risk Management