Riggs National Corp Watch

from 10-K 2 pages Material contract

from 10-K 12 pages Employment Agreement

from 10-K 11 pages Employment Agreement

from 8-K 10 pages United States of America Before the Board of Governors of the Federal Reserve System Washington, D.C

from 8-K 14 pages United States of America Department of the Treasury Office of the Comptroller of the Currency

from 8-K 17 pages U.S. Department of Justice Kenneth L. Wainstein United States Attorney District of Columbia Judiciary Center 555 Fourth St., N.W. Washington, D.C. 20530 January 27, 2005 Mark J. Hulkower, Esq. Steptoe & Johnson Llp 1330 Connecticut Avenue, N.W. Washington, D.C. 20036 Re: United States of America V. Riggs Bank N.A., Cr. 05-35(rmu) Dear Mr. Hulkower

from 10-Q 9 pages Employment Agreement

from 10-Q 3 pages 1. You Are Authorized to Prepare the Definition of Acceptable Clients and the Strategic Business Plan for Embassy Banking to Be Approved by Robert L. Allbritton and Lawrence I. Hebert and the Boards of Riggs Bank and Riggs National Corporation for Review and Acceptance by the Office of the Comptroller of the Currency and the Federal Reserve Bank of Richmond. 2. You Will Continue as President of Riggs National Corporation at Current Compensation or Above Until Full Retirement Age (65 Years 10 Months) or Receive Equivalent Severance Pay Without Restrictions Until Full Retirement Age for Termination of Employment Other Than by Resignation, Retirement or in the Event of a Finding by the Boards of Gross Negligence or Breach of Fiduciary Duty Involving Personal Profit. 3. There Will Be a Temporary Suspension (Up to Six Months or Longer by Mutual Consent) of Most of Your Other Responsibilities Including Officer Committees, Riggs Capital Partners, New Business Development, Customer Retention, Community Outreach/Involvement, Bank Philanthropic Activities, Etc., With the Exception of the Officers’ Risk Management Committee and Limited Involvement With the Legal Department, Riggs Investment Advisors and Certain Industry/Community Organizations Including the Financial Services Roundtable, the Federal City Council and the Greater Washington Board of Trade. Timothy 2. Coughlin February 27, 2004 Page 2

from 10-Q 3 pages Fifth Amendment to the Operating Agreement of Riggs Capital Partners, LLC a Delaware Limited Liability Company

from 10-Q 3 pages Third Amendment to the Operating Agreement of Riggs Capital Partners II, LLC a Delaware Limited Liability Company

from 10-Q 15 pages Riggs National Corporation Amended and Restated Deferred Compensation Plan

from 10-K 12 pages Indemnification Agreement

from 10-K 12 pages Indemnification Agreement

from 10-K 12 pages Indemnification Agreement

from 10-K 12 pages Indemnification Agreement

from 10-K 12 pages Indemnification Agreement

from 10-K 12 pages Indemnification Agreement

from 10-Q 6 pages 2003 Riggs Executive Officer Short-Term Bonus Plan

from 10-Q 77 pages Banking Information Technology Services Agreement Between Fidelity Information Services, Inc. and Riggs Bank N.A

from 10-Q 14 pages Riggs National Corporation Deferred Compensation Plan