QumulusAI Inc. – Credit Agreements Watch

from S-1 1 page Amendment 1 to Line of Credit Agreement Between Ian Gerard and the Cloud Minders, Inc 1. Extension of Agreement Term Section 3 of the Agreement Is Hereby Amended and Restated in Its Entirety as Follows: “3. Repayment Borrower Shall Repay the Outstanding Principal Amount of the Line of Credit, and Any Accrued and Unpaid Interest Thereon, on or Before March 31, 2025 (The “Extended Term”).” 2. All Other Terms Remain in Effect Except as Expressly Modified by This Amendment 1, All Other Terms and Conditions of the Original Agreement Shall Remain in Full Force and Effect. 3. Entire Agreement This Amendment 1 and the Original Agreement Constitute the Entire Understanding Between the Parties With Respect to the Subject Matter Hereof. in Witness Whereof, the Parties Have Executed This Amendment 1 as of the Date First Above Written. /S/ Ian Gerard /S/ Ian Gerard Ian Gerard Lender Ian Gerard CEO the Cloud Minders, Inc. Borrower

from S-1 1 page Agreement Between Ian Gerard and the Cloud Minders, LLC Line of Credit Agreement This Agreement Is Made This 31st Day of December 2021, by and Between Ian Gerard (Hereinafter “Lender”) and the Cloud Minders, LLC (Hereinafter “Borrower”). 1. Line of Credit

from S-1 9 pages Loan Modification Agreement

from S-1 13 pages Loan and Security Agreement 1-B

from S-1 11 pages Amended and Restated Loan and Security Agreement

from S-1 5 pages Amended and Restated Collateralized Line of Credit Fixed Rate | 1-Year Term