Ethos Technologies Inc. – Material Contracts Watch

from 10-K 59 pages Plan Purpose. the Company, by Means of the Plan, Seeks to Secure and Retain the Services of Employees, Directors and Consultants, to Provide Incentives for Such Persons to Exert Maximum Efforts for the Success of the Company and Any Affiliate and to Provide a Means by Which Such Persons May Be Given an Opportunity to Benefit From Increases in Value of the Common Stock Through the Granting of Awards. (B) Types of Awards. the Plan Provides for the Grant of the Following Awards: (I) Incentive Stock Options; (II) Nonstatutory Stock Options; (III) Stock Appreciation Rights; (IV) Restricted Stock Awards; (V) Restricted Stock Unit Awards; (VI) Performance Awards; and (VII) Other Awards. (C) Effective Date. the Plan Will Come Into Existence on the Effective Date and No Award May Be Granted Prior to the Effective Date. 2. Shares Subject to the Plan

from 8-K 11 pages Equity Exchange Right Agreement

from 8-K 11 pages Equity Exchange Right Agreement

from 8-K 8 pages Exchange Agreement

from 8-K 8 pages Exchange Agreement

from S-1/A 11 pages Equity Exchange Right Agreement

from S-1/A 7 pages Exchange Agreement

from S-1/A 3 pages 2. Cash Compensation and Benefits. Your Salary Will Continue to Be Paid at the Rate of $400,000 Usd Per Year, Which Will Be Paid in Accordance With the Company’s Normal Payroll Procedures and Subject to Applicable Payroll Withholdings and Deductions. as a Full-Time, Regular Employee of Ethos, You Will Continue to Be Eligible for Company Benefits in Accordance With the Company’s Applicable Benefit Plans and Policies for Similarly Situated Employees, Subject to Plan Terms, Generally Applicable Company Policies, and Any Applicable Waiting Periods

from S-1/A 3 pages October 2, 2025 Kunal Mehta [Intentionally Deleted] Re: Confirmatory Offer Letter Dear Kunal Mehta, You Are Currently Employed by Ethos Technologies, Inc. (The “Company” or “Ethos”) as Senior Vice President of Finance. This Letter Confirms the Existing Terms and Conditions of Your Employment in That Role

from S-1/A 3 pages October 2, 2025 Peter Colis [Intentionally Deleted] Re: Confirmatory Offer Letter Dear Peter Colis, You Are Currently Employed by Ethos Technologies, Inc. (The “ Company” or “Ethos”) as Chief Executive Officer. This Letter Confirms the Existing Terms and Conditions of Your Employment in That Role

from S-1/A 12 pages Ethos Technologies, Inc. Severance Plan and Summary Plan Description Approved by the Board of Directors: May 23, 2025, and Amended and Approved by the Compensation Committee of the Board of Directors: October 10, 2025

from S-1/A 14 pages Ethos Technologies Inc. 2026 Employee Stock Purchase Plan Adopted by the Board of Directors: September 25, 2025 Approved by the Stockholders: January 18, 2026

from S-1/A 28 pages Ethos Technologies Inc. 2026 Equity Incentive Plan Adopted by the Board of Directors: September 25, 2025 Approved by the Stockholders: January 18, 2026

from S-1 46 pages Office Lease 90 New Montgomery Street San Francisco, California 90 New Montgomery Partners, a California Limited Partnership, a California Limited Partnership, as Landlord, and Ethos Technologies Inc., a Delaware Corporation, as Tenant

from S-1 17 pages Ethos Technologies Inc. Indemnity Agreement

from S-1 12 pages Ethos Technologies, Inc. Severance Plan and Summary Plan Description Approved by the Board of Directors: May 23, 2025, and Amended and Restated by the Board of Directors: September 22, 2025

from S-1 4 pages Ethos Technologies, Inc. Non-Employee Director Compensation Policy

from S-1 111 pages Ethos Technologies Inc. 2016 Equity Incentive Plan Adopted by the Board of Directors: July 5, 2016 Approved by the Stockholders: July 5, 2016 Amended by the Board of Directors: June 15, 2017 Amendment Approved by the Stockholders: June 20, 2017 Amended by the Board of Directors: April 26, 2018 Amendment Approved by the Stockholders: April 26, 2018 Amended by the Board of Directors: October 10, 2018 Amendment Approved by the Stockholders: October 10, 2018 Amended by the Board of Directors: April 15, 2019 Amendment Approved by the Stockholders: April 15, 2019 Amended by the Board of Directors: July 9, 2019 Amendment Approved by the Stockholders: July 9, 2019 Amended by the Board of Directors: December 11, 2020 Amended by the Board of Directors: April 29, 2021 Amendment Approved by the Stockholders: April 29, 2021 Amended by the Board of Directors: July 13, 2021 Amendment Approved by the Stockholders: July 13, 2021 Amended by the Board of Directors: August 29, 2022 Amendment Approved by the Stockholders: August 29, 2022 Amended by the Board of Directors: October 26, 2023 Amendment Approved by the Stockholders: November 2, 2023 Termination Date: July 4, 2026

from DRS 111 pages Ethos Technologies Inc. 2016 Equity Incentive Plan Adopted by the Board of Directors: July 5, 2016 Approved by the Stockholders: July 5, 2016 Amended by the Board of Directors: June 15, 2017 Amendment Approved by the Stockholders: June 20, 2017 Amended by the Board of Directors: April 26, 2018 Amendment Approved by the Stockholders: April 26, 2018 Amended by the Board of Directors: October 10, 2018 Amendment Approved by the Stockholders: October 10, 2018 Amended by the Board of Directors: April 15, 2019 Amendment Approved by the Stockholders: April 15, 2019 Amended by the Board of Directors: July 9, 2019 Amendment Approved by the Stockholders: July 9, 2019 Amended by the Board of Directors: December 11, 2020 Amended by the Board of Directors: April 29, 2021 Amendment Approved by the Stockholders: April 29, 2021 Amended by the Board of Directors: July 13, 2021 Amendment Approved by the Stockholders: July 13, 2021 Amended by the Board of Directors: August 29, 2022 Amendment Approved by the Stockholders: August 29, 2022 Amended by the Board of Directors: October 26, 2023 Amendment Approved by the Stockholders: November 2, 2023 Termination Date: July 4, 2026