Rayonier Advanced Materials Inc. – Material Contracts Watch

from 10-K 7 pages Compensation/Bonus Program Your Starting Base Salary for This Position Will Be Payable in Semi-Monthly Payments of $41,666.67, Less Applicable Withholdings and Deductions (Annualized Equivalent of $1,000,000), Subject to Annual Review by the Compensation and Management Development Committee in Its Sole Discretion

from 10-K 15 pages Retirement and Transition Agreement

from 10-K 4 pages Amendment to the Shareholder Agreement This Document Is an English Translation of a Legally Binding French Document. While Efforts Have Been Made to Provide an Accurate Translation, in the Event of Any Discrepancies or Conflicts Between This Translation and the Original French Version, the Original French Document Shall Prevail

from 10-K 54 pages Pre-Approved Defined Contribution Plan – 06/30/2020 Ps Plan 83679-1689242868aa  2020 Fmr LLC All Rights Reserved. Pre-Approved Defined Contribution Plan (Profit Sharing/401(k) Plan) a Fidelity Pre-Approved Plan Adoption Agreement No. 001 for Use With Fidelity Basic Plan Document No. 17 Fmr LLC and Its Affiliates Do Not Provide Tax or Legal Advice. Nothing Herein or in Any Attachments Hereto Should Be Construed, or Relied Upon, as Tax or Legal Advice. Irs Circular 230 Disclosure: To the Extent This Document (Including Attachments), Mentions or References Any Tax Matter, It Is Not Intended or Written to Be Used, and Cannot Be Used by the Recipient or Any Other Person, for the Purpose of (1) Avoiding Penalties Under the Internal Revenue Code or (2) Promoting, Marketing or Recommending to Another Party the Matter Addressed Herein. Please Consult an Independent Tax Advisor for Advice on Your Particular Circumstances. Docusign Envelope Id: B984ebf5-C218-4888-B819-Cb7885823eca

from 10-K 6 pages Material contract

from 10-K 4 pages Pre-Approved Defined Contribution Plan – 06/30/2020 Ps Plan 83679-1733555579aa  2020 Fmr LLC All Rights Reserved. 1 1.13 Exceptions to Continuing Eligibility Requirements (A)  Death, Disability, and Retirement Exceptions - All Participants Who Become Disabled, as Defined in Section 1.15, Retire, as Provided in Subsection 1.14(a), (B), or (C), or Die Are Excepted From Any Last Day or Hours of Service Requirement. for Purposes of This Section, Any Participant Who Dies While Performing Qualified Military Service as Defined in Code Section 414(u)(5) Will Be Excepted From Any Last Day or Hours of Service Requirement. Docusign Envelope Id: 0458eee9-Ab6c-4b79-Aaf1-01f238c2c68b

from 10-K 5 pages Pre-Approved Defined Contribution Plan – 06/30/2020 Ps Plan 83679-1731730290aa  2020 Fmr LLC All Rights Reserved. 1 Amendment Execution Page Plan Name: RYAM 401(k) Plan for Salaried Employees (The "Plan") Employer: Rayonier Advanced Materials Inc. [Note: These Execution Pages Are to Be Completed in the Event the Employer Modifies Any Prior Election(s) or Makes a New Election(s) in This Adoption Agreement. Attach the Amended Page(s) of the Adoption Agreement to These Execution Pages.] the Following Section(s) of the Plan Are Hereby Amended Effective as of the Date(s) Set Forth Below: Section Amended Effective Date Compensation Addendum 01/01/2024 in Witness Whereof, the Employer Has Caused This Amendment to Be Executed on the Date Given Below. Employer: Rayonier Advanced Materials Inc. Employer: Rayonier Advanced Materials Inc. By: By: Title: Title: Date: Date: Note: Only One Authorized Signature Is Required to Execute This Adoption Agreement Unless the Employer's Corporate Policy Mandates Two Authorized Signatures. Note: This Page May Be Duplicated, if Needed, to Allow Separate Execution When the Employer Indicated in Section 1.02(a) Is Changing. Docusign Envelope Id: 77983780-Ac3f-4e47-A8a2-30d3b7709080 11/19/2024 | 3:34:46 Pm Est Cao and Svp, Hr

from 10-K 9 pages Material contract

from 10-K 75 pages Pre-Approved Defined Contribution Plan – 06/30/2020 Basic Plan Document 17 © 2020 Fmr LLC All Rights Reserved. Pre-Approved Defined Contribution Plan Fidelity Basic Plan Document No. 17 Fmr LLC and Its Affiliates Do Not Provide Tax or Legal Advice. Nothing Herein or in Any Attachments Hereto Should Be Construed, or Relied Upon, as Tax or Legal Advice. Irs Circular 230 Disclosure: To the Extent This Document (Including Attachments), Mentions or References Any Tax Matter, It Is Not Intended or Written to Be Used, and Cannot Be Used by the Recipient or Any Other Person, for the Purpose of (1) Avoiding Penalties Under the Internal Revenue Code or (2) Promoting, Marketing or Recommending to Another Party the Matter Addressed Herein. Please Consult an Independent Tax Advisor for Advice on Your Particular Circumstances. Docusign Envelope Id: B42a2439-4858-4e96-A509-32e702a895bb

from 10-K 9 pages Material contract

from 10-K 2 pages Eighth Amendment to Rayonier Advanced Materials Inc. Retirement Plan (December 31, 2014 Restatement) the Rayonier Advanced Materials Inc. Retirement Plan, Originally Effective as of June 27, 2014, as Presently Maintained Under an Amendment and Restatement Made Effective as of December 31, 2014, Is Hereby Amended, Effective as of August 1, 2023 in the Following Respects: 1. Section 4.lo(a) Shall Be Amended to Read as Follows: "4.10 Payment of Benefits (A) Unless Otherwise Provided Under an Optional Benefit Elected Pursuant to Section 4.06, the Survivor's Benefits Available Under Section 4.07, or the Provisions of Section 4.l0(e)(ii), All Retirement Allowances, Vested Benefits or Other Benefits Payable Under the Plan Will Be Paid in Monthly Installments as of the First Day of Each Month Beginning With (I) the Month in Which a Member Has Reached His or Her Normal Retirement Date and Has Retired From Active Service, (II) the Month in Which a Member Has ~Ched His or Her Postponed Retirement Date and Has Retired From Active Service, (III) the Month in Which a Member, Upon Proper Application, Has Requested Commencement of His or Her Vested Benefit or Early Retirement Allowance, or (IV) the Month in Which Benefits Under an Optional Benefit Under Section 4.06 or the Survivor's Benefits Under Section 4.07 Become Payable, Whichever Is Applicable. Such Monthly Installments Shall Cease With the Payment for the Month in Which the Recipient Dies. in No Event Shall a Retirement Allowance or Vested Benefit Be Payable to a Member Who Continues in or Resumes Active Service With the Company or an Associated Company for Any Period Between His or Her Normal Retirement Date and Postponed Retirement Date, Except as Provided in Sections 4.02(d), and 4. Io(e)." Executed at Jacksonville, Fl, This I Day of F\.{ D 2023 -==--..:.....::::~ '' . Rayonier Advanced Materials Inc. Title: Cad Tro,1 -I

from 10-K 3 pages Material contract

from 10-K 3 pages Material contract

from 10-K 3 pages Material contract

from 10-K 7 pages Material contract

from 10-K 5 pages Material contract

from 10-K 4 pages Material contract

from 10-K 38 pages 119374642.4 RYAM Excess Savings and Deferred Compensation Plan Effective January 1, 2024 Important Note This Document Has Not Been Approved by the Department of Labor, Internal Revenue Service, or Any Other Governmental Entity. an Adopting Employer Must Determine Whether the Plan Is Subject to the Federal Securities Laws and the Securities Laws of the Various States. an Adopting Employer May Not Rely on This Document to Ensure Any Particular Tax Consequences or to Ensure That the Plan Is “Unfunded and Maintained Primarily for the Purpose of Providing Deferred Compensation to a Select Group of Management or Highly Compensated Employees” Under Title I of the Employee Retirement Income Security Act of 1974, as Amended, With Respect to the Employer’s Particular Situation. Fmr LLC, Its Affiliates and Employees Cannot Provide You With Legal Advice in Connection With the Execution of This Document. This Document Should Be Reviewed by the Employer’s Attorney Prior to Execution

from 10-K 35 pages Material contract

from 10-K 3 pages RYAM 2026 Equity Incentive Program Design