Armco Metals Holdings, Inc. – Credit Agreements Watch

from 8-K 2 pages Loan Agreement

from 10-Q 1 page Account Name: Armco & Metawise (Hk) Ltd. Company Address: 1407 China Resources Building, 26 Harbour Road, Wanchai, Hong Kong Bank Name: Raiffeisen Zentralbank Oesterreich AG (Beijing Branch) Full Address of the Bank: 200 Beijing International Club 21 Jianguormenwai Jiajie Beijing 100020 Pr, China Bank Swift: Rzbacnbj Bank Account Number: 19887 2. Loan Period: One Month 3. Interest: Interest to Be 15% Annually and 30% Annually for the Period After One Month but Maximum Not More Than 90 Days Lender (Party A) : Fremery Holdings Ltd. /S/K.P. Chan Authorized Representative: K.P. Chan Borrower (Party B) : China Armco Metals, Inc. /S/Kexuan Yao Authorized Representative: Kexuan Yao

from 10-K 48 pages General Agreement Relating to Commercial Credits

from 10-K 2 pages Line of Credit Review Approval Notice

from 10-K 16 pages Banking Facilities A. Borrower: Armco & Metawise (H.K.) Limited B. Facility Limits: Type(s) of Facility Facility Limit(s) Back to Back Letter of Credit Usd 12,000,000.- C. Pricing and Conditions: Issue Documentary Sight/Usance L/C on Back-To-Back Basis Conditions

from 10-K 12 pages [Translated From Chinese to English] Loan Agreement