Vitacost.com, Inc. – Credit Agreements Watch

from S-1/A 48 pages Modified and Restated Loan and Security Agreement Between Vitacost.com Inc. “Borrower” and Wachovla Bank, National Association “Bank” Dated: July 30, 2008

from S-1/A 70 pages Loan and Security Agreement by and Among Wachovia Bank, National Association, as Lender and Vitacost.com Inc., as Borrower Dated: August 3, 2007

from S-1 23 pages Master Agreement Dated as of February 5, 2007

from S-1 28 pages Vitacost.com, Inc. Palm Beach County Bank Rgb Wayne F. Gorsek 2130 Centrepark West Drive Loan Number 400304800 2055 High Ridge Road Boynton Beach, Fl 33426-0000 West Palm Beach, Fl 33409 Date 11/17/2004 Maturity Date 06/01/2008 Loan Amount $495,000.00 Renewal of Borrower’s Name and Address “I” Includes Each Borrower Above, Jointly and Severally. Lender’s Name and Address “You” Means the Lender, Its Successors and Assigns. Tax Id No. 37-1333024 for Value Received, I Promise to Pay to You, or Your Order, at Your Address Listed Above the Principal Sum of Four Hundred Ninety Five Thousand and 00/100 Dollars $495,000.00 ¨ Single Advance: I Will Receive All of This Principal Sum on . No Additional Advances Are Contemplated Under This Note