Polonia Bancorp – Underwriting Agreements – BamSEC

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from 8-K 39 pages Up to 1,760,938 Shares (Subject to Increase Up to 2,025,078 Shares) Polonia Bancorp, Inc. (A Maryland Corporation) Common Stock (Par Value $0.01 Per Share) Agency Agreement August 10, 2012

from 10QSB 38 pages 1,293,750 Shares (Subject to Increase Up to 1,487,813 Shares in the Event of an Increase in the Pro Forma Market Value of the Company’s Common Stock) Polonia Bancorp (A Federal Stock Holding Company) Common Stock (Par Value $.01 Per Share) Agency Agreement November 13, 2006

from SB-2/A 38 pages 1,138,500 Shares (Subject to Increase Up to 1,309,275 Shares in the Event of an Increase in the Pro Forma Market Value of the Company’s Common Stock) Polonia Bancorp (A Federal Stock Holding Company) Common Stock (Par Value $.01 Per Share) Agency Agreement , 2006

from SB-2 11 pages September 16, 2005 Board of Directors Polonia Bank 3993 Huntingdon Pike Suite 300 Huntingdon Valley, Pa 19006-1927 Attention: Mr. Anthony J. Szuszczewicz Chairman of the Board, President and Chief Executive Officer Ladies and Gentlemen