QXO Inc. – Credit Agreements Watch

from 8-K 232 pages Incremental Assumption and Amendment Agreement No. 1 Dated as of November 5, 2025 Among Queen Holdco, LLC, as Holdings, QXO Building Products, Inc., as Borrower, the Subsidiary Loan Parties Party Hereto, the Lenders Party Hereto and Goldman Sachs Bank USA, as Administrative Agent Wells Fargo Securities, LLC, Citibank, N.A., Crédit Agricole Corporate and Investment Bank, Mizuho Bank, Ltd., and Morgan Stanley Senior Funding, Inc., as Joint Lead Arrangers, Joint Bookrunners, Syndication Agents and Documentation Agents Incremental Assumption and Amendment Agreement No. 1

from 8-K 3 pages Joinder to Abl Credit Agreement

from 8-K 3 pages Joinder to Credit Agreement

from 8-K 242 pages Asset-Based Revolving Credit Agreement Dated as of April 29, 2025 Among Queen Holdco, LLC, as Holdings, Queen Mergerco, Inc. (To Be Merged on the Closing Date With and Into Beacon Roofing Supply, Inc., With the Surviving Entity to Be Known as QXO Building Products, Inc.), as Borrower, the Subsidiary Borrowers Party Hereto, the Lenders and Issuing Banks Party Hereto, Citibank, N.A., as Administrative Agent and Collateral Agent, Citigroup Global Markets Inc., Goldman Sachs Bank USA, Morgan Stanley Senior Funding, Inc., Crédit Agricole Corporate and Investment Bank, Wells Fargo Bank, National Association, and Mizuho Bank, Ltd., as Joint Lead Arrangers, Joint Bookrunners and Syndication Agents

from 8-K 217 pages Term Loan Credit Agreement Dated as of April 29, 2025 Among Queen Holdco, LLC, as Holdings, Queen Mergerco, Inc. (To Be Merged on the Closing Date With and Into Beacon Roofing Supply, Inc. With the Surviving Entity to Be Known as QXO Building Products, Inc.), as Borrower, the Lenders Party Hereto, Goldman Sachs Bank USA, as Administrative Agent, Goldman Sachs Bank USA, Morgan Stanley Senior Funding, Inc., Citigroup Global Markets Inc., Crédit Agricole Corporate and Investment Bank, Wells Fargo Securities, LLC, and Mizuho Bank, Ltd., as Joint Lead Arrangers, Joint Bookrunners, Syndication Agents and Documentation Agents

from 8-K 2 pages This Offer Letter Is Contingent Upon: A) Your Proof of Eligibility to Work in the United States; B) Agreeing to and Signing Swk’s Standard “At-Will Employment/Non- Disclosure/Non-Solicitation and Jury Trial Waiver/Limitations Modification Agreement” (See Nda Addendum); C) Satisfactory Background Checks; and D) No Other Restrictive Employment Agreements That Would Hinder Your Employment at Swk. Failure to Provide US With Appropriate Proof of Eligibility to Work Documentation Within Three (3) Days of Your Start Date Will Result in Immediate Termination of Your Employment in Accordance With the Terms of the Immigration Reform and Control Act (Irca). Additionally, You Will Be Eligible to Receive Standard Benefits Which Are Offered to Swk Staff, in Accordance With the Individual Plan Documents. Some of These Benefits Include: ● Unlimited Vacation ● Sick Time ● 401(k) Retirement Plan ● Credit Union Access ● Life Insurance and Long-Term Disability ● Employee Assistance Program

from 8-K 5 pages Date 4/9/2020 Note Amount $ 3,150,832.00 Borrower Swk Technologies, Inc. Lender Jpmorgan Chase Bank, N.A. 1. Promise to Pay. Borrower Promises to Pay to the Order of Lender the Note Amount, Plus Interest on the Unpaid Principal Balance at the Note Rate, and All Other Amounts Required by This Note. 2. Definitions. 3. Conditions Precedent to Funding of Loan. Before the Funding of the Loan, the Following Conditions Must Be Satisfied: A. Lender Has Approved the Request for the Loan. B. Lender Has Received Approval From Sba to Fund the Loan. 4. Payment Terms. Borrower Will Pay This Note as Follows: A. No Payments During Deferral Period. There Shall Be No Payments Due by Borrower During the Deferral Period

from 8-K 6 pages Revolving Demand Note

from SB-2/A ~20 pages Equity Line of Credit Agreement

from SB-2/A ~20 pages Equity Line of Credit Agreement

from SB-2 ~20 pages Equity Line of Credit Agreement