Timyan Philip J – Underwriting Agreements Watch

from SC 13D/A 1 page Exhibit 1 Agreement Regarding Joint Filing Under Under Rule 13d-1(k) of the Exchange Act in Accordance With Rule 13d-1(k) Under the Securities Exchange Act of 1934, as Amended, Each of the Undersigned Agrees to the Filing on Behalf of Each of Amendment No. 2 to Schedule 13d, and All Further Amendments Thereto, With Respect to the Shares of Common Stock, No Par Value, of Heartland Bancshares, Inc. Dated: May 9, 2005 /S/ Philip J. Timyan Philip J. Timyan Riggs Qualified Partners, LLC By: /S/ Philip J. Timyan Philip J. Timyan, Managing Member Page 8 of 8

from SC 13D 1 page Exhibit 1 Agreement Regarding Joint Filing Under Under Rule 13d-1(k) of the Exchange Act in Accordance With Rule 13d-1(k) Under the Securities Exchange Act of 1934, as Amended, Each of the Undersigned Agrees to the Filing on Behalf of Each of a Statement on Schedule 13d, and All Amendments Thereto, With Respect to the Shares of Common Stock, No Par Value, of Heartland Bancshares, Inc. Dated: September 5, 2002 /S/ Philip J. Timyan Philip J. Timyan Riggs Partners LLC By: /S/ Philip J. Timyan Philip J. Timyan, Managing Member

from SC 13D/A 1 page Exhibit 1 Agreement Regarding Joint Filing Under Under Rule 13d-1(k) of the Exchange Act in Accordance With Rule 13d-1(k) Under the Securities Exchange Act of 1934, as Amended, Each of the Undersigned Agrees to the Filing on Behalf of Each of a Statement on Schedule 13d, and All Amendments Thereto, With Respect to the Shares of Common Stock, $0.01 Par Value, of Algiers Bancorp, Inc. Dated: January 19, 2001 /S/ Philip J. Timyan Philip J. Timyan Riggs Partners LLC By: /S/ Philip J. Timyan Philip J. Timyan, Managing Member Page 7 of 9