RGC Resources Inc. – Credit Agreements Watch

from 8-K 11 pages 1. Definitions. Capitalized Terms Used in This Guaranty Have the Meanings Assigned to Them in the Loan Agreement, Unless Otherwise Defined in This Guaranty. References to This “Guaranty” Shall Mean This Guaranty, Including All Amendments, Modifications and Supplements and Any Annexes, Exhibits and Schedules to Any of the Foregoing, and Shall Refer to This Guaranty as the Same May Be in Effect at the Time Such Reference Becomes Operative. 2. the Guaranty

from 8-K 53 pages Loan Agreement

from 8-K 11 pages This Guaranty (This “Guaranty”), Dated as of September 5, 2025, by and Between RGC Resources, Inc., a Virginia Corporation (“Guarantor”), and Atlantic Union Bank, Individually and as Administrative Agent and Sole Lead Arranger (In Such Capacity, “Administrative Agent”) for Itself and the Lenders From Time to Time Signatory to the Credit Agreement, as Defined Below. Whereas, RGC Midstream, LLC (The “Borrower”) and the Administrative Agent, Inter Alia, Are Parties to a Credit Agreement Dated as of September 5, 2025, (The “Credit Agreement”) With the Persons Signatory Thereto From Time to Time as Lenders (The “Lenders”); Whereas, Borrower Is the Direct Subsidiary of Guarantor, and Guarantor Will Derive Direct and Indirect Economic Benefits From the Making of the Loan and Other Financial Accommodations Provided to Borrower Pursuant to the Credit Agreement; and Whereas, in Order to Induce Administrative Agent and Lenders to Enter Into the Credit Agreement and Other Loan Documents and to Induce Lenders to Make the Loans as Provided for in the Credit Agreement, Guarantor Has Agreed to Execute and Deliver This Guaranty; Now, Therefore, in Consideration of the Premises and Intending to Be Legally Bound by This Guaranty, the Guarantor Agrees as Follows: 1. Definitions. Capitalized Terms Used in This Guaranty Have the Meanings Assigned to Them in the Credit Agreement, Unless Otherwise Defined in This Guaranty. References to This “Guaranty” Shall Mean This Guaranty, Including All Amendments, Modifications and Supplements and Any Annexes, Exhibits and Schedules to Any of the Foregoing, and Shall Refer to This Guaranty as the Same May Be in Effect at the Time Such Reference Becomes Operative. 2. the Guaranty

from 8-K 82 pages Credit Agreement Dated as of September 5, 2025 Among RGC Midstream, LLC as Borrower, Atlantic Union Bank as Administrative Agent and the Other Lenders Party Hereto

from 8-K 5 pages Second Amendment to Loan Agreement

from 10-Q 60 pages Credit Agreement Dated as of May 2, 2024 Among Rgc Midstream, LLC, as the Borrower, RGC Resources Inc., as the Parent Guarantor, and Bank of America, N.A., as the Lender

from 8-K 5 pages Amendment to Promissory Note and Loan Agreement

from 8-K 7 pages Sixth Amendment to Credit Agreement Recitals

from 8-K 7 pages Fifth Amendment to Credit Agreement Recitals

from 8-K 8 pages Amended and Restated Loan Agreement

from 8-K 2 pages Amended and Restated Promissory Note

from 8-K 2 pages Promissory Note

from 8-K 4 pages For Value Received, the Undersigned (“Borrower”), Hereby Promises to Pay to Truist Bank or Registered Assigns (“Lender”), in Accordance With the Provisions of the Agreement (As Hereinafter Defined), the Principal Amount of Each Loan From Time to Time Made by the Lender to Borrower Under That Certain Credit Agreement, Dated as of December 29, 2015 (As Amended, Including by First Amendment Dated as of April 11, 2018, by Second Amendment Dated as of February 19, 2019, by Third Amendment Dated as of December 23, 2019, and by Fourth Amendment Dated the Date of This Note, Restated, Extended, Supplemented or Otherwise Modified in Writing From Time to Time, the “Agreement;” the Terms Defined Therein Being Used Herein as Therein Defined), Among Borrower, the Lenders From Time to Time Party Thereto, and Atlantic Union Bank, as Administrative Agent

from 8-K 13 pages Fourth Amendment to Credit Agreement Recitals

from 8-K 2 pages Seventh Amendment to Credit Agreement

from 8-K 3 pages Amended and Restated Revolving Line of Credit Note

from 8-K 6 pages Loan Agreement

from 8-K 6 pages Loan Agreement

from 8-K ~5 pages Sixth Amendment to Credit Agreement

from 8-K 2 pages Fifth Amendment to Credit Agreement