from SC 13G/A
1 page
<page> Cusip No. 0001063167 Page 15 of 16 Pages Exhibit 1 Joint Filing Agreement Pursuant to Rule 13d-1(k)(1) Under the Securities Exchange Act of 1934, as Amended, the Undersigned Hereby Agree That the Schedule 13g to Which This Joint Filing Agreement Is Being Filed as an Exhibit Shall Be a Joint Statement Filed on Behalf of Each of the Undersigned. Date: February 18, 2002 Bankers Insurance Group, Inc. By: /S/ Robert G. Southey Name: Robert G. Southey Title: Secretary Bankers Insurance Company By: /S/ Robert G. Southey Name: Robert G. Southey Title: Secretary Bankers Security Insurance Company By: /S/ Robert G. Southey Name: Robert G. Southey Title: Secretary Bankers Financial Corporation By: /S/ David B. Snyder Name: David B. Snyder Title: Secretary Bankers International Financial Corporation By: /S/ David B. Snyder Name: David B. Snyder Title: Secretary <page> Cusip No. 0001063167 Page 16 of 16 Pages Bankers International Financial Corporation, Ltd. By: /S/ David K. Meehan Name: David K. Meehan Title: Attorney-In-Fact Under Power Dated 2/8/99 Bankers International Financial Corporation II Trust By: /S/ David K. Meehan Name: David K. Meehan Title: Attorney-In-Fact Under Power Dated 2/8/99
