Lesaka Technologies Inc. – Material Contracts Watch

from 10-Q 29 pages 1 Amendment and Restatement Letter to the Original General Banking Facility Agreement and Facility Letter 1 Recordal the Parties Record That: 1.1. Firstrand Bank (“The Bank ”) Has Made Certain General Banking Facilities (The “ Facilities ’) Available to Lesaka Named " Easypay Proprietary Limited ") (Reg. No. 1983/008597/07), Lesaka Merchant Solutions Proprietary Limited (Previously Named "Main Street 1723 Proprietary Limited") (Reg. No. 2019/300711/07) and Lesaka ( “The Original Wcf Borrowers” ) Under the General Banking Facility Agreement, July 2025 (Together “ the Original Wcf Agreement "). 1.2. Original Wcf Agreement By, Inter Alia, 2 Amendment and Restatement of the Original Wcf Agreement Accordingly, the Bank and the Original Wcf Borrowers Agree (The Amended and Restated General Banking Facilities Agreement ), With Effect From the Date On

from 10-Q 34 pages 1 To: Lesaka Technologies Proprietary Limited President Place, Jan Smuts Ave & Bolton Rd, Rosebank, From: Firstrand Bank Limited (Acting Through Its Rand Merchant Bank Division) Amendment Letter: Amended and Restated Cta 1 Introduction 2026 Between, Inter Alios , Lesaka Technologies Proprietary Limited (The " Term/Rcf Borrower "), the Original Obligors, the the Debt Guarantor (" Amended and Restated Cta "); and 1.1.2 About the Date of This Letter Between, Inter Alios , the Original Wcf Lender and the Term/Rcf Borrower (The " Amended and Restated Wcf Agreement "). 1.2 Cta Clause 35 ( Amendments and Waivers ) of the Amended and Restated Cta. 2 Interpretation Clause 2.3 ( Construction ) of the Amended and Restated Cta Cta Letter, " Effective Date" Wcf Agreement Becomes Unconditional in Accordance With Its Terms. 3 Amendments 3.1 New Clause 2.1.248 as Follows - " 2.1.248 Wcf Commitment Means - 2.1.248.1 Direct Facilities in an Amount of Up to R1,143,901,000.00, Indirect Facilities in An

from 10-Q 254 pages 1 Amendment and Restatement Agreement Between Amongst Others Lesaka Technologies Proprietary Limited (As Term/Rcf Borrower ) Firstrand Bank Limited (Acting Through Its Rand Merchant Bank Division) (As Facility Agent ) and Bowwood and Main No 408 (Rf) Proprietary Limited

from 10-Q 9 pages 1 Lesaka Technologies, Inc. Restrictive Covenants Agreement Your XXX Start Date: October 1, 2024

from 10-Q 5 pages 1 Employment Agreement This Employment Agreement (This “ Agreement ”) Corporation (“ Company ”) and Daniel Luke Smith (“ Executive ”). Each of the Company and Executive Is a “ Party ” And, Collectively, They Are the “ Parties .” Whereas , the the Terms and Conditions Set Forth Herein. Now , Therefore , in Consideration This Agreement, the Parties Agree as Follows: Employment . Shall Continue Until and Including 30 September 2027 (Such Period of Employment, the “ Employment Period ”). in This Agreement, the Company and Its Subsidiaries Are Collectively Referred to as the “Group.” Position and Responsibilities . “ Manager ”) and Stock Incentive Plan Participation . 2022 “ 2022 Plan ”)

from 10-Q 9 pages 1 Lesaka Technologies (Pty) Ltd Restrictive Covenants Agreement Your XXX Start Date: October 1, 2024

from 10-Q 8 pages 1 Contract of Employment Between Lesaka Technologies Proprietary Limited ("The Company") and Daniel Luke Smith ("The Employee") 1. Employment 1.1 the Company Employs the Employee, Who Accepts Import the Female and the Singular Shall Include the Plural and Vice Versa. 1.3 the 2. Duration 2.1 Subject to 2.2 Whatever Capacity as May Be Required During the Currency of This Agreement. 2.3 the First Three Months Will Be Considered a Probationary Period. 3. Remuneration 3.1 The

from 10-Q 19 pages 1 Facility Letter No: CM/02/Lesaka/2025 27 February 2025 the Directors Lesaka Technologies Proprietary Limited 4th Floor President Place Cnr. Jan Smuts Avenue & Bolton Road, Chief Financial Officer) General Banking Facility Agreement Firstrand Bank Limited (“ the Bank ”), “ General Banking Facility Agreement ”), (Individually " the Borrower ”, Collectively “ the Borrowers ”), the Below (“ the Facility ” and Each a “ Facility ”) , Gtc0118ns (“ the Gtc’s ”). Recordal: Common Terms Agreement Utilisation Original Senior Lenders) (The “ Cta ”) Which

from 10-Q 68 pages 1 Subordination Agreement Between Lesaka Technologies Proprietary Limited (As Term/Rcf Borrower) and the Persons Listed In

from 10-Q 53 pages 1 Pledge and Cession in Security Agreement Between Lesaka Technologies, Inc. (As Cedent) and Lesaka Applied Technologies Proprietary Limited ( as Obligors' Agent and Term/Rcf Borrower) and Bowwood and Main No 408 (Rf) Proprietary Limited (As Debt Guarantor) and Firstrand Bank Limited

from 10-Q 23 pages 1 Senior Rcf Agreement for Lesaka Technologies Proprietary Limited (As Term/Rcf Borrower ) Provided by the Parties Listed In

from 10-Q 24 pages 1 Senior Term Facility B Agreement for Lesaka Technologies Proprietary Limited (As Term/Rcf Borrower ) Provided by the Parties Listed In

from 10-Q 24 pages 1 Senior Term Facility a Agreement for Lesaka Technologies Proprietary Limited (As Term/Rcf Borrower ) Provided by the Parties Listed In

from 10-Q 46 pages 1 Execution Version Ifc Investment Number 37402 Amended & Restated Policy Agreement by and Among Lesaka Technologies, Inc. and Each of the Investors Signatory Hereto Dated October 28, 2024

from 8-K 3 pages First Addendum to Facility Letter No. CM/01/Lesakabridge/2024

from 10-Q 6 pages Third Addendum to Facility Letter No.: Lm/Ccms/01/2021 1. Parties 1.1. Firstrand Bank Ltd (Reg. No. 1929/001225/06) ( “The Bank” ) 1.2. Cash Connect Management Solutions (Pty) Ltd (Reg. No. 2006/010530/07); 1.3. Main Street 1723 (Pty) Ltd (Reg. No. 2019/300711/07); 1.4. Cash Connect Rentals (Pty) Ltd (Reg. No. and Severally “ the Borrowers ”); and 1.5. K2020 Connect (Pty) Ltd (Reg. No. 2020/263969/07) (“ New Borrower ”) 2. Recordal the Lm/Ccms/01/2021( “The Facility Letter” ) Dated 14 Lm/Ccms/01/2021 February No. Lm/Ccms/01/2021 (Collectively "The Agreement" ), as Hereinafter Set Forth. 3. Amendments the Facility “ R170,000,000 (One Hundred and Seventy Million Rand) ” in “ R169,939,000 (One Hundred and Sixty Nine Million Nine Hundred and Thirty Nine Thousand Rand) ”. 3.3. by Deleting of “ R1,500,000 (One Million Five Hundred Thousand Rand) ” in of “ R1,561,000 (One Million, Five Hundred and Sixty One Thousand Rand) ” and by Adding the New to Now Read as Follows: “ 1.3 Short Term Direct Borrower: Main Street 1723 (Pty) Ltd. Facility Amount: R3,000,000

from 8-K 9 pages Sale of Shares Agreement

from 8-K 4 pages 30 September 2024 the Directors Lesaka Technologies Proprietary Limited 6th Floor President Place Corner Jan Smuts & Bolton Roads Rosebank Attention: Naeem Kola, Group Chief Financial Officer Facility

from 10-K 10 pages Indemnification Agreement This Indemnification Agreement the Meanings Set Forth in Section 1. Recitals A. Highly Competent and on Behalf of the Corporation. B. the Board of Directors the Difficulty of Attracting and Retaining Such Persons. C. the Board Has Determined That the Potential Inability to Attract and Retain Highly Competent and Qualified Persons to Serve the Corporation Would Corporation Should Act to Assure Such Persons That There Will Be Increased Certainty of Adequate Protection Against Risks of Claims and Actions Against Them Arising Out of Their Service to and Activities on Behalf of the Corporation in the Future. D. the Board Has Determined That

from 10-Q 5 pages 1 Consulting Agreement This Consulting Agreement (“ Agreement ”) Is Entered Into by and Between Lesaka Technologies, Inc., a Florida Corporation (“ Company ”), and Chris Meyer (“ Consultant ”) Effective as March 1, 2024 (The “ Effective Date ”). M&A and Post- Merger Integration, and Financial and Personnel Matters (The “ Services ”) Until Services Are Terminated in Accordance With Section 1(h) Hereof. Prorated for a Partial Month (“ Consulting Fee ”), and Paid in Monthly Instalments in Arrears