Lesaka Technologies Inc. Watch

from 10-Q 9 pages 1 Lesaka Technologies, Inc. Restrictive Covenants Agreement Your XXX Start Date: October 1, 2024

from 10-Q 5 pages 1 Employment Agreement This Employment Agreement (This “ Agreement ”) Corporation (“ Company ”) and Daniel Luke Smith (“ Executive ”). Each of the Company and Executive Is a “ Party ” And, Collectively, They Are the “ Parties .” Whereas , the the Terms and Conditions Set Forth Herein. Now , Therefore , in Consideration This Agreement, the Parties Agree as Follows: Employment . Shall Continue Until and Including 30 September 2027 (Such Period of Employment, the “ Employment Period ”). in This Agreement, the Company and Its Subsidiaries Are Collectively Referred to as the “Group.” Position and Responsibilities . “ Manager ”) and Stock Incentive Plan Participation . 2022 “ 2022 Plan ”)

from 10-Q 9 pages 1 Lesaka Technologies (Pty) Ltd Restrictive Covenants Agreement Your XXX Start Date: October 1, 2024

from 10-Q 8 pages 1 Contract of Employment Between Lesaka Technologies Proprietary Limited ("The Company") and Daniel Luke Smith ("The Employee") 1. Employment 1.1 the Company Employs the Employee, Who Accepts Import the Female and the Singular Shall Include the Plural and Vice Versa. 1.3 the 2. Duration 2.1 Subject to 2.2 Whatever Capacity as May Be Required During the Currency of This Agreement. 2.3 the First Three Months Will Be Considered a Probationary Period. 3. Remuneration 3.1 The

from 10-Q 19 pages 1 Facility Letter No: CM/02/Lesaka/2025 27 February 2025 the Directors Lesaka Technologies Proprietary Limited 4th Floor President Place Cnr. Jan Smuts Avenue & Bolton Road, Chief Financial Officer) General Banking Facility Agreement Firstrand Bank Limited (“ the Bank ”), “ General Banking Facility Agreement ”), (Individually " the Borrower ”, Collectively “ the Borrowers ”), the Below (“ the Facility ” and Each a “ Facility ”) , Gtc0118ns (“ the Gtc’s ”). Recordal: Common Terms Agreement Utilisation Original Senior Lenders) (The “ Cta ”) Which

from 10-Q 68 pages 1 Subordination Agreement Between Lesaka Technologies Proprietary Limited (As Term/Rcf Borrower) and the Persons Listed In

from 10-Q 53 pages 1 Pledge and Cession in Security Agreement Between Lesaka Technologies, Inc. (As Cedent) and Lesaka Applied Technologies Proprietary Limited ( as Obligors' Agent and Term/Rcf Borrower) and Bowwood and Main No 408 (Rf) Proprietary Limited (As Debt Guarantor) and Firstrand Bank Limited

from 10-Q 23 pages 1 Senior Rcf Agreement for Lesaka Technologies Proprietary Limited (As Term/Rcf Borrower ) Provided by the Parties Listed In

from 10-Q 24 pages 1 Senior Term Facility B Agreement for Lesaka Technologies Proprietary Limited (As Term/Rcf Borrower ) Provided by the Parties Listed In

from 10-Q 24 pages 1 Senior Term Facility a Agreement for Lesaka Technologies Proprietary Limited (As Term/Rcf Borrower ) Provided by the Parties Listed In

from 10-Q 46 pages 1 Execution Version Ifc Investment Number 37402 Amended & Restated Policy Agreement by and Among Lesaka Technologies, Inc. and Each of the Investors Signatory Hereto Dated October 28, 2024

from 8-K 3 pages First Addendum to Facility Letter No. CM/01/Lesakabridge/2024

from 10-Q 6 pages Third Addendum to Facility Letter No.: Lm/Ccms/01/2021 1. Parties 1.1. Firstrand Bank Ltd (Reg. No. 1929/001225/06) ( “The Bank” ) 1.2. Cash Connect Management Solutions (Pty) Ltd (Reg. No. 2006/010530/07); 1.3. Main Street 1723 (Pty) Ltd (Reg. No. 2019/300711/07); 1.4. Cash Connect Rentals (Pty) Ltd (Reg. No. and Severally “ the Borrowers ”); and 1.5. K2020 Connect (Pty) Ltd (Reg. No. 2020/263969/07) (“ New Borrower ”) 2. Recordal the Lm/Ccms/01/2021( “The Facility Letter” ) Dated 14 Lm/Ccms/01/2021 February No. Lm/Ccms/01/2021 (Collectively "The Agreement" ), as Hereinafter Set Forth. 3. Amendments the Facility “ R170,000,000 (One Hundred and Seventy Million Rand) ” in “ R169,939,000 (One Hundred and Sixty Nine Million Nine Hundred and Thirty Nine Thousand Rand) ”. 3.3. by Deleting of “ R1,500,000 (One Million Five Hundred Thousand Rand) ” in of “ R1,561,000 (One Million, Five Hundred and Sixty One Thousand Rand) ” and by Adding the New to Now Read as Follows: “ 1.3 Short Term Direct Borrower: Main Street 1723 (Pty) Ltd. Facility Amount: R3,000,000

from 8-K 9 pages Sale of Shares Agreement

from 8-K 4 pages 30 September 2024 the Directors Lesaka Technologies Proprietary Limited 6th Floor President Place Corner Jan Smuts & Bolton Roads Rosebank Attention: Naeem Kola, Group Chief Financial Officer Facility

from 10-K 10 pages Indemnification Agreement This Indemnification Agreement the Meanings Set Forth in Section 1. Recitals A. Highly Competent and on Behalf of the Corporation. B. the Board of Directors the Difficulty of Attracting and Retaining Such Persons. C. the Board Has Determined That the Potential Inability to Attract and Retain Highly Competent and Qualified Persons to Serve the Corporation Would Corporation Should Act to Assure Such Persons That There Will Be Increased Certainty of Adequate Protection Against Risks of Claims and Actions Against Them Arising Out of Their Service to and Activities on Behalf of the Corporation in the Future. D. the Board Has Determined That

from 10-Q 5 pages 1 Consulting Agreement This Consulting Agreement (“ Agreement ”) Is Entered Into by and Between Lesaka Technologies, Inc., a Florida Corporation (“ Company ”), and Chris Meyer (“ Consultant ”) Effective as March 1, 2024 (The “ Effective Date ”). M&A and Post- Merger Integration, and Financial and Personnel Matters (The “ Services ”) Until Services Are Terminated in Accordance With Section 1(h) Hereof. Prorated for a Partial Month (“ Consulting Fee ”), and Paid in Monthly Instalments in Arrears

from 8-K 3 pages Lesaka Technologies Proprietary Limited 3rd Floor, President Place Corner Jan Smuts Avenue & Bolton Road Rosebank Email: PATIENCE.ROLLS@LESAKATECH.com / NEILD@CONNECTED.CO.ZA Attention: Ms Patience Rolls, Executive Head: Cash and Atm's Dear Patience, Re: Amendment to the Senior Facility E Agreement (As Defined Below) 1. We Refer To

from 8-K 13 pages Employment Agreement

from 8-K 56 pages Amendment and Restatement Agreement Dated 24 November, 2023 Between Lesaka Technologies Proprietary Limited (As Borrower) and Firstrand Bank Limited (Acting Through Its Rand Merchant Bank Division) (As Lender) and Firstrand Bank Limited (Acting Through Its Rand Merchant Bank Division) (As Facility Agent) Relating to the Senior Facility G Agreement and Senior Facility H Agreement, Originally Dated 24 January, 2022 Contents