Virtual Mortgage Network Inc – Material Contracts – BamSEC

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from S-1/A ~5 pages Form of Debt Exchange Letter Agreement

from S-1/A 1 page Material contract

from S-1/A ~20 pages Material contract

from S-1/A ~50 pages Office Bldg. Lease Between Koll/Virtual Realty

from S-1/A ~50 pages Kruse Woods One Lease Agreement

from S-1/A 1 page Confirmation of Agreement Dated 1-20-1998

from S-1/A ~5 pages Common Stock Purchase Warrant

from S-1/A ~10 pages Security Agreement (Servicing)

from S-1/A ~10 pages Servicing Agreement

from S-1/A ~5 pages Continuing Guaranty/Dated 8-30-1993

from S-1/A 1 page Note Dated 07/01/96 in Amount of $150,000

from S-1/A ~10 pages Common Stock Purchase Warrant

from S-1/A ~5 pages Material contract

from S-1/A ~10 pages Common Stock Purchase Warrant/ July 6, 1997

from S-1/A 1 page Note Extension Agreement

from S-1/A ~10 pages Common Stock Purchase Warrant

from S-1/A ~5 pages Material contract

from S-1/A ~5 pages Unsecured Promissory Note

from S-1/A ~5 pages Unsecured Promissory Note

from S-1/A ~5 pages 1st Amendment to Master Regis. Rts. Agreement