Nicholas Financial, Inc. Watch

from 10-Q 48 pages ***Portions of This Exhibit Have Been Redacted in Accordance With Item 601(b)(10) of Regulation S-K. the Information Is Both Not Material and Is the Type That the Registrant Treats as Private or Confidential. Confidential Information Would Cause Competitive Harm to the Registrant if Publicly Disclosed. [***] Indicates That Information Has Been Redacted. *** Loan and Security Agreement by and Between Westlake Capital Finance, LLC a California Limited Liability Company 4751 Wilshire Blvd, Suite 100, Los Angeles, California 90010 as Lender, Nicholas Financial, Inc. a Florida Corporation 2454 McMullen Booth Rd, Bldg C, Clearwater, Florida 33759 Nicholas Data Services, Inc. a Florida Corporation 2454 McMullen Booth Rd, Bldg C, Clearwater, Florida 33759 Collectively, as Borrower Loan Facility: $50,000,000 Dated as of January 18, 2023

from 8-K 12 pages Sba Loan # Ppp 14482078-04 Sba Loan Name Nicholas Financial, Inc. Date May 22, 2020 Loan Amount $3,243,900.00 Interest Rate 1.00%; Fixed Rate Borrower Nicholas Financial. Inc. a Florida Corporation Operating Company N/a Lender Fifth Third Bank, National Association. a Federally Chartered Institution 1. Promise to Pay

from 8-K 12 pages Consent and First Amendment to Credit Agreement

from 8-K 113 pages Credit Agreement Dated as of March 29, 2019 Among Nf Funding I, LLC, as Borrower, Ares Agent Services, L.P., as Administrative Agent and Collateral Agent, and the Lenders Party Hereto $175,000,000 Senior Secured Revolving Loan

from 10-Q 10 pages Amendment No. 10 and Wavier to Second Amended and Restated Loan and Security Agreement

from 8-K 125 pages Waiver and Amendment No. 9 to Loan Agreement

from 8-K 120 pages Waiver and Amendment No. 8 to Loan Agreement

from 10-Q 120 pages Waiver and Amendment No. 7 to Loan Agreement

from 8-K 119 pages Amendment No. 6 to Loan Agreement

from 8-K 124 pages Amendment No. 5 to Loan Agreement

from 10-Q 17 pages Amendment No. 4 to Loan Agreement

from 8-K 11 pages Amendment 3 to Loan Agreement

from 10-K 10 pages Amendment No.2 to Loan Agreement

from 10-K 6 pages Amendment No. 1 to Loan Agreement

from 10-Q 6 pages Amendment No. 1 to Loan Agreement

from 10-Q/A 109 pages Second Amended and Restated Loan and Security Agreement

from 10-Q 111 pages Second Amended and Restated Loan and Security Agreement Dated as of January 12, 2010 Among the Financial Institutions Named Herein as the Lenders and Bank of America, N.A. as the Agent and Nicholas Financial, Inc. as the Borrower

from 10-Q 8 pages Amendment No. 9 to Loan Agreement

from 10-K 7 pages Amendment No. 8 to Loan Agreement

from 10-K 4 pages Amendment No. 7 to Loan Agreement