from 20-F 10 pages The Following Description Sets Forth Certain Material Terms and Provisions of the Securities of PLDT Inc. (“Pldt”, the “Company,” “We,” “US,” and “Our”) That Are Registered Under Section 12 of the Securities Exchange Act of 1934, as Amended (The “Exchange Act”). This Description Also Summarizes Relevant Provisions of Philippine Law. the Following Summary Does Not Purport to Be Complete and Is Subject To, and Is Qualified in Its Entirety by Reference To, the Applicable Provisions of Philippine Law and Our Amended Articles of Incorporation (As Amended on June 14, 2016 and Approved by the Philippine Securities and Exchange Commission on July 29, 2016, the “Amended Articles of Incorporation”) and Amended By-Laws (As Amended on August 30, 2016 and Approved by the Philippine Securities and Exchange Commission on November 14, 2016, the “Amended By-Laws”), Copies of Which Are Incorporated by Reference as Exhibits to the Annual Report on 20-F of Which This Exhibit Is a Part. We Encourage You to Read Our Amended Articles of Incorporation and Amended By-Laws and the Applicable Provisions of Philippine Law for Additional Information. Capitalized Terms Used and Not Otherwise Defined in This Exhibit Shall Have the Respective Meanings Ascribed to Them in the Annual Report on 20-F of Which This Exhibit Is a Part. Description of Rights of Each Class of Securities Registered Under Section 12 of the Securities Exchange Act of 1934

from 20-F 2 pages Subsidiaries

from 20-F ~5 pages Management certification

from 20-F ~5 pages Management certification

from 20-F 1 page Management certification

from 20-F 1 page Management certification

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